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Single Family ResidenceResidential
$686,059$686 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COOKS IS

FL
2
Beds
2
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$686K
$590K low$782K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$546,059
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$436,847
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
DANIEL S TROY · P · recorded Apr 10, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,407 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$581,414 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$422,856
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,558
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$577,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$581,414

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²Porch · 616 ft²Boat access

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sugarloaf SchoolB-
Elementary · Grades PK–8 · 10.0 mi
H
Key West High SchoolC-
High · Grades 9–12 · 25.8 mi

District: Monroe County School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Cooks Is measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Monroe County
  • Smaller than 76% of homes in Monroe County
  • Has a bigger lot than 72% of homes in Monroe County
  • Older than 93% of homes in Monroe County

How it measures up in Monroe County

The dot is this home. The mark in the middle is the typical home in Monroe County.

Estimated value$686,059
CheaperTypical $1,006,861Pricier

Pricier than 24% of homes nearby

Price per ft²$686
CheaperTypical $737Pricier

Pricier than 43% of homes nearby

Living area1,000 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.29 ac
SmallerTypical 0.16 acBigger

Bigger than 72% of homes nearby

Year built1949
OlderTypical 1983Newer

Newer than 7% of homes nearby

How Cooks Is ranks against every home in each area.
MeasureThis homeMonroe County
Estimated valuepricier than$686,05924% of homes
Price per ft²pricier than$68643% of homes
Living areabigger than1,000 ft²24% of homes
Lot sizebigger than0.29 ac72% of homes
Year builtnewer than19497% of homes

About Cooks Is

How much is Cooks Is, , FL worth?

The TopHap Estimate for Cooks Is, , FL is $686,059 as of Jul 14, 2026. The likely range is $590,087 to $782,031. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is Cooks Is, , FL?

Cooks Is, , FL has 2 bedrooms, 2 bathrooms, 1,000 square feet of living space and a 0.29-acre lot.

When was Cooks Is, , FL built?

Cooks Is, , FL was built in 1949, making it 77 years old. The building has 2 stories.

What schools serve Cooks Is, , FL?

Cooks Is, , FL is assigned to Sugarloaf School (elementary), rated B-; Key West High School (high), rated C-. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Cooks Is, , FL compare to other homes in Monroe County?

Among the 44,337 homes in Monroe County, it is worth more than 24% of them ($686,059 against a typical $1,006,861), its price per square foot is higher than 43% of them ($686 against a typical $737), it is bigger than 24% of them (1,000 ft² against a typical 1,326 ft²), its lot is bigger than 72% of them (0.29 ac against a typical 0.16 ac) and it is newer than 7% of them (1949 against a typical 1983). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Cooks Is, , FL?

The 2024 property tax bill for Cooks Is, , FL was $4,407. The county assessed it at $581,414.

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Assigned schools

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