Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$434,068$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $195,000 on Jul 1, 1989

470 COWABUNGA WAY

MARBLE, NC 28905
3
Beds
2.5
Baths
3,154 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
133.72 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$434K
$371K low$498K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Jul 1, 1989

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,018 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$153,380 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$688,470

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.133.72
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 428 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Murphy Middle SchoolC
Middle · Grades 6–8 · 4.3 mi
H
Murphy High SchoolB+
High · Grades 9–12 · 4.4 mi
E
Murphy Elementary SchoolA-
Elementary · Grades PK–5 · 5.5 mi

District: Cherokee County Schools

Neighborhood · ZIP 28905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,688
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.82 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,706
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

470 Cowabunga Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Marble 28905
  • Costs less per square foot than 79% of homes in Cherokee County
  • Bigger than 98% of homes in Marble 28905
  • Among the largest lots in Cherokee County
  • Among the newest homes in Cherokee County

What homes are worth in Marble 28905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$594K

This home is worth more than 91% of homes in Marble 28905.

How it measures up in Marble 28905

The dot is this home. The mark in the middle is the typical home in Marble 28905.

Estimated value$434,068
CheaperTypical $212,571Pricier

Pricier than 91% of homes nearby

Price per ft²$138
CheaperTypical $183Pricier

Pricier than 27% of homes nearby

Living area3,154 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 98% of homes nearby

Lot size133.72 ac
SmallerTypical 1.57 acBigger

Bigger than almost all homes nearby

Year built2024
OlderTypical 1991Newer

Newer than almost all homes nearby

How 470 Cowabunga Way ranks against every home in each area.
MeasureThis homeMarble 28905Cherokee County
Estimated valuepricier than$434,06891% of homes86% of homes
Price per ft²pricier than$13827% of homes21% of homes
Living areabigger than3,154 ft²98% of homes98% of homes
Lot sizebigger than133.72 acalmost all homesalmost all homes
Year builtnewer than2024almost all homesalmost all homes

About 470 Cowabunga Way

How much is 470 Cowabunga Way, Marble, NC worth?

The TopHap Estimate for 470 Cowabunga Way, Marble, NC is $434,068 as of Sep 24, 2026. The likely range is $370,592 to $497,544. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 470 Cowabunga Way, Marble, NC last sell?

470 Cowabunga Way, Marble, NC last sold on Jul 1, 1989 for $195,000, according to the county's recorded deed.

How big is 470 Cowabunga Way, Marble, NC?

470 Cowabunga Way, Marble, NC has 3 bedrooms, 2.5 bathrooms, 3,154 square feet of living space and a 133.72-acre lot.

When was 470 Cowabunga Way, Marble, NC built?

470 Cowabunga Way, Marble, NC was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 470 Cowabunga Way, Marble, NC?

470 Cowabunga Way, Marble, NC is assigned to Murphy Middle School (middle), rated C; Murphy High School (high), rated B+; Murphy Elementary School (elementary), rated A-. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 470 Cowabunga Way, Marble, NC compare to other homes in Marble 28905?

Among the 1,802 homes in Marble 28905, it is worth more than 91% of them ($434,068 against a typical $212,571), its price per square foot is higher than 27% of them ($138 against a typical $183), it is bigger than 98% of them (3,154 ft² against a typical 1,344 ft²), its lot is bigger than almost all of them (133.72 ac against a typical 1.57 ac) and it is newer than almost all of them (2024 against a typical 1991). Measured against all of Cherokee County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 470 Cowabunga Way, Marble, NC?

The 2025 property tax bill for 470 Cowabunga Way, Marble, NC was $1,018. The county assessed it at $153,380.

Closest homes

More homes in Marble 28905

Assigned schools

Explore the area

See this home in context

Open 470 Cowabunga Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map