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Residential (General/Single)Residential
$84,830$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COWAN ST

RUTHERFORDTON, NC 28139
1
Beds
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1907
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$85K
$55K low$115K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyRutherford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1966
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
R-S Middle SchoolC-
Middle · Grades 6–8 · 2.5 mi
H
R-S Central High SchoolC-
High · Grades 9–12 · 2.5 mi
E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 2.6 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Cowan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Rutherfordton 28139
  • Costs less per square foot than 92% of homes in Rutherfordton 28139
  • Smaller than 93% of homes in Rutherfordton 28139
  • Older than 98% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$899K

This home is worth more than 4% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$84,830
CheaperTypical $289,164Pricier

Pricier than 4% of homes nearby

Price per ft²$93
CheaperTypical $178Pricier

Pricier than 8% of homes nearby

Living area916 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 7% of homes nearby

Year built1907
OlderTypical 1985Newer

Newer than 2% of homes nearby

How Cowan St ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$84,8304% of homes7% of homes
Price per ft²pricier than$938% of homes14% of homes
Living areabigger than916 ft²7% of homes9% of homes
Year builtnewer than19072% of homes2% of homes

About Cowan St

How much is Cowan St, Rutherfordton, NC worth?

The TopHap Estimate for Cowan St, Rutherfordton, NC is $84,830 as of Jul 14, 2026. The likely range is $54,608 to $115,052. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is Cowan St, Rutherfordton, NC?

Cowan St, Rutherfordton, NC has 1 bedrooms, 1 bathrooms and 916 square feet of living space.

When was Cowan St, Rutherfordton, NC built?

Cowan St, Rutherfordton, NC was built in 1907, making it 119 years old. The building has 1 story.

What schools serve Cowan St, Rutherfordton, NC?

Cowan St, Rutherfordton, NC is assigned to R-S Middle School (middle), rated C-; R-S Central High School (high), rated C-; Rutherfordton Elementary School (elementary), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Cowan St, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 4% of them ($84,830 against a typical $289,164), its price per square foot is higher than 8% of them ($93 against a typical $178), it is bigger than 7% of them (916 ft² against a typical 1,537 ft²) and it is newer than 2% of them (1907 against a typical 1985). Measured against all of Rutherford County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Cowan St

More homes in Rutherfordton 28139

Assigned schools

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