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Rural ResidenceResidential
$59,327
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

COWDEN, IL 62422
0
Baths
2.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$59K
$45K low$73K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$79 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,161 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$261
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,128
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,483

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.2.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cowden-Herrick Jr/Sr High SchoolB+
Middle · Grades 6–12 · 0.5 mi
E
Cowden-Herrick Grade SchoolA
Elementary · Grades KG–5 · 7.0 mi

District: Cowden-Herrick Community Unit School District 3a

Neighborhood · ZIP 62422These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,500
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,952
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,210
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Shelby County

What homes are worth in Cowden 62422

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$338K

This home is worth more than 21% of homes in Cowden 62422.

How it measures up in Cowden 62422

The dot is this home. The mark in the middle is the typical home in Cowden 62422.

Estimated value$59,327
CheaperTypical $93,849Pricier

Pricier than 21% of homes nearby

Lot size2.17 ac
SmallerTypical 1.68 acBigger

Bigger than 52% of homes nearby

How ranks against every home in each area.
MeasureThis homeCowden 62422Shelby County
Estimated valuepricier than$59,32721% of homes6% of homes
Lot sizebigger than2.17 ac52% of homes61% of homes

About

How much is , Cowden, IL worth?

The TopHap Estimate for , Cowden, IL is $59,327 as of Oct 21, 2026. The likely range is $45,224 to $73,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Cowden, IL last sell?

, Cowden, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve , Cowden, IL?

, Cowden, IL is assigned to Cowden-Herrick Jr/Sr High School (middle), rated B+; Cowden-Herrick Grade School (elementary), rated A. All sit in Cowden-Herrick Community Unit School District 3a. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Cowden, IL compare to other homes in Cowden 62422?

Among the 498 homes in Cowden 62422, it is worth more than 21% of them ($59,327 against a typical $93,849) and its lot is bigger than 52% of them (2.17 ac against a typical 1.68 ac). Measured against all of Shelby County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Cowden, IL?

The 2025 property tax bill for , Cowden, IL was $79. The county assessed it at $1,161.

Closest homes

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Assigned schools

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