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Residential (General/Single)Residential
$40,015
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

CUMBERLAND

MOREHEAD, KY 40351
0
Baths

Valuation

$40K
$35K low$45K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$272 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyRowan

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rowan County Senior High SchoolB-
High · Grades 9–12 · 4.3 mi
M
Rowan County Middle SchoolC
Middle · Grades 6–8 · 4.3 mi
E
McBrayer Elementary SchoolB
Elementary · Grades KG–5 · 4.5 mi

District: Rowan County School District

Neighborhood · ZIP 40351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.167
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.22,387
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Cumberland measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Morehead 40351

What homes are worth in Morehead 40351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$484K

This home is worth more than 10% of homes in Morehead 40351.

How it measures up in Morehead 40351

The dot is this home. The mark in the middle is the typical home in Morehead 40351.

Estimated value$40,015
CheaperTypical $152,306Pricier

Pricier than 10% of homes nearby

How Cumberland ranks against every home in each area.
MeasureThis homeMorehead 40351
Estimated valuepricier than$40,01510% of homes

About Cumberland

How much is Cumberland, Morehead, KY worth?

The TopHap Estimate for Cumberland, Morehead, KY is $40,015 as of Sep 24, 2026. The likely range is $35,317 to $44,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve Cumberland, Morehead, KY?

Cumberland, Morehead, KY is assigned to Rowan County Senior High School (high), rated B-; Rowan County Middle School (middle), rated C; McBrayer Elementary School (elementary), rated B. All sit in Rowan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on Cumberland, Morehead, KY?

The 2025 property tax bill for Cumberland, Morehead, KY was $272. The county assessed it at $32,500.

Closest homes

More homes in Morehead 40351

Assigned schools

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