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Residential (General/Single)Residential
$56,420
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 51How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

CUMBERLAND RIV

WILLIAMSBURG, KY 40769
0
Baths

Valuation

$56K
$29K low$84K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.68
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyWhitley

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitley County North Elementary SchoolB+
Elementary · Grades PK–6 · 2.6 mi
H
Whitley County High SchoolA
High · Grades 9–12 · 8.1 mi
M
Whitley County Middle SchoolA
Middle · Grades 7–8 · 8.1 mi

District: Whitley County School District

Neighborhood · ZIP 40769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,344
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,710
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Cumberland Riv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Whitley County

What homes are worth in Williamsburg 40769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$335K

This home is worth more than 23% of homes in Williamsburg 40769.

How it measures up in Williamsburg 40769

The dot is this home. The mark in the middle is the typical home in Williamsburg 40769.

Estimated value$56,420
CheaperTypical $85,609Pricier

Pricier than 23% of homes nearby

How Cumberland Riv ranks against every home in each area.
MeasureThis homeWilliamsburg 40769Whitley County
Estimated valuepricier than$56,42023% of homes21% of homes

About Cumberland Riv

How much is Cumberland Riv, Williamsburg, KY worth?

The TopHap Estimate for Cumberland Riv, Williamsburg, KY is $56,420 as of Sep 24, 2026. The likely range is $28,981 to $83,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve Cumberland Riv, Williamsburg, KY?

Cumberland Riv, Williamsburg, KY is assigned to Whitley County North Elementary School (elementary), rated B+; Whitley County High School (high), rated A; Whitley County Middle School (middle), rated A. All sit in Whitley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on Cumberland Riv, Williamsburg, KY?

The 2025 property tax bill for Cumberland Riv, Williamsburg, KY was $8. The county assessed it at $1,000.

Closest homes

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Assigned schools

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