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Single Family ResidenceResidential
$34,690$23 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 54How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

LOWER SHIRT FACTORY RD ST

STEARNS, KY 42647
4
Beds
1
Baths
1,478 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$35K
$19K low$51K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$11,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMCCREARY
Lot (acres)The size of the land the home sits on, from county records.6.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
McCreary County Middle SchoolD+
Middle · Grades 6–8 · 1.1 mi
H
McCreary Central High SchoolD+
High · Grades 9–12 · 1.2 mi

District: McCreary County School District

Neighborhood · ZIP 42647These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.39%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,490
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$46,183
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Lower Shirt Factory Rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in McCreary County
  • Among the lowest price per square foot in Stearns 42647
  • Bigger than 76% of homes in Stearns 42647
  • Has a bigger lot than 82% of homes in Stearns 42647
  • Older than 82% of homes in McCreary County

What homes are worth in Stearns 42647

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$281K

This home is worth more than 6% of homes in Stearns 42647.

How it measures up in Stearns 42647

The dot is this home. The mark in the middle is the typical home in Stearns 42647.

Estimated value$34,690
CheaperTypical $86,707Pricier

Pricier than 6% of homes nearby

Price per ft²$23
CheaperTypical $77Pricier

Cheaper than almost all homes nearby

Living area1,478 ft²
SmallerTypical 1,153 ft²Bigger

Bigger than 76% of homes nearby

Lot size6.1 ac
SmallerTypical 1.51 acBigger

Bigger than 82% of homes nearby

Year built1958
OlderTypical 1974Newer

Newer than 23% of homes nearby

How Lower Shirt Factory Rd St ranks against every home in each area.
MeasureThis homeStearns 42647McCreary County
Estimated valuepricier than$34,6906% of homes5% of homes
Price per ft²pricier than$23almost no homesalmost no homes
Living areabigger than1,478 ft²76% of homes74% of homes
Lot sizebigger than6.1 ac82% of homes80% of homes
Year builtnewer than195823% of homes18% of homes

About Lower Shirt Factory Rd St

How much is Lower Shirt Factory Rd St, Stearns, KY worth?

The TopHap Estimate for Lower Shirt Factory Rd St, Stearns, KY is $34,690 as of Aug 30, 2026. The likely range is $18,651 to $50,729. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Lower Shirt Factory Rd St, Stearns, KY last sell?

Lower Shirt Factory Rd St, Stearns, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is Lower Shirt Factory Rd St, Stearns, KY?

Lower Shirt Factory Rd St, Stearns, KY has 4 bedrooms, 1 bathrooms, 1,478 square feet of living space and a 6.10-acre lot.

When was Lower Shirt Factory Rd St, Stearns, KY built?

Lower Shirt Factory Rd St, Stearns, KY was built in 1958, making it 68 years old.

What schools serve Lower Shirt Factory Rd St, Stearns, KY?

Lower Shirt Factory Rd St, Stearns, KY is assigned to McCreary County Middle School (middle), rated D+; McCreary Central High School (high), rated D+. All sit in McCreary County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Lower Shirt Factory Rd St, Stearns, KY compare to other homes in Stearns 42647?

Among the 2,120 homes in Stearns 42647, it is worth more than 6% of them ($34,690 against a typical $86,707), its price per square foot is higher than almost none of them ($23 against a typical $77), it is bigger than 76% of them (1,478 ft² against a typical 1,153 ft²), its lot is bigger than 82% of them (6.1 ac against a typical 1.51 ac) and it is newer than 23% of them (1958 against a typical 1974). Measured against all of McCreary County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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