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Single Family ResidenceResidential
$204,623$348 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

FINLAND, MN 55603
2
Beds
1
Baths
588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$205K
$159K low$250K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$866 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$245,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyLAKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.3.29
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 128 ft²Porch · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William Kelley Elementary SchoolC+
Elementary · Grades PK–5 · 10.3 mi
M
William M. Kelley Secondary SchoolC
Middle · Grades 6–12 · 10.4 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.45%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.359
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,252
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Lake County
  • Costs more per square foot than 73% of homes in Finland 55603
  • Smaller than 84% of homes in Lake County
  • Has a smaller lot than 74% of homes in Finland 55603
  • Older than 69% of homes in Finland 55603

What homes are worth in Finland 55603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$761K

This home is worth more than 35% of homes in Finland 55603.

How it measures up in Finland 55603

The dot is this home. The mark in the middle is the typical home in Finland 55603.

Estimated value$204,623
CheaperTypical $245,838Pricier

Pricier than 35% of homes nearby

Price per ft²$348
CheaperTypical $250Pricier

Pricier than 73% of homes nearby

Living area588 ft²
SmallerTypical 848 ft²Bigger

Bigger than 35% of homes nearby

Lot size3.29 ac
SmallerTypical 10 acBigger

Bigger than 26% of homes nearby

Year built1976
OlderTypical 1994Newer

Newer than 31% of homes nearby

How ranks against every home in each area.
MeasureThis homeFinland 55603Lake County
Estimated valuepricier than$204,62335% of homes34% of homes
Price per ft²pricier than$34873% of homes71% of homes
Living areabigger than588 ft²35% of homes16% of homes
Lot sizebigger than3.29 ac26% of homes61% of homes
Year builtnewer than197631% of homes47% of homes

About

How much is , Finland, MN worth?

The TopHap Estimate for , Finland, MN is $204,623 as of Sep 24, 2026. The likely range is $159,482 to $249,763. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Finland, MN last sell?

, Finland, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is , Finland, MN?

, Finland, MN has 2 bedrooms, 1 bathrooms, 588 square feet of living space and a 3.29-acre lot.

When was , Finland, MN built?

, Finland, MN was built in 1976, making it 50 years old. It is a bungalow home. The building has 1 story.

What schools serve , Finland, MN?

, Finland, MN is assigned to William Kelley Elementary School (elementary), rated C+; William M. Kelley Secondary School (middle), rated C. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Finland, MN compare to other homes in Finland 55603?

Among the 608 homes in Finland 55603, it is worth more than 35% of them ($204,623 against a typical $245,838), its price per square foot is higher than 73% of them ($348 against a typical $250), it is bigger than 35% of them (588 ft² against a typical 848 ft²), its lot is bigger than 26% of them (3.29 ac against a typical 10 ac) and it is newer than 31% of them (1976 against a typical 1994). Measured against all of Lake County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Finland, MN?

The 2026 property tax bill for , Finland, MN was $866. The county assessed it at $245,200.

Closest homes

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Assigned schools

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