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Single Family ResidenceResidential
$2,460,002$515 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,350,000 on Jul 19, 2002

FOREST RIDGE DR

BANNER ELK, NC 28604
4
Beds
4
Baths
4,775 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.5M
$2M low$2.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,350,000 · Jul 19, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$2,460,002
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,968,002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,842 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$960,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$710,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$960,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$960,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAvery
Lot (acres)The size of the land the home sits on, from county records.2.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 640 ft²Patio · 640 ft²Porch · 522 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 3.3 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 3.7 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 3.8 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Forest Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Banner Elk 28604
  • Costs more per square foot than 87% of homes in Banner Elk 28604
  • Bigger than 97% of homes in Banner Elk 28604
  • Has a bigger lot than 80% of homes in Banner Elk 28604

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$2.8M

This home is worth more than 97% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$2,460,002
CheaperTypical $450,311Pricier

Pricier than 97% of homes nearby

Price per ft²$515
CheaperTypical $315Pricier

Pricier than 87% of homes nearby

Living area4,775 ft²
SmallerTypical 1,667 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.23 ac
SmallerTypical 0.72 acBigger

Bigger than 80% of homes nearby

Year built1993
OlderTypical 1988Newer

Newer than 56% of homes nearby

How Forest Ridge Dr ranks against every home in each area.
MeasureThis homeLinville RidgeBanner Elk 28604Avery County
Estimated valuepricier than$2,460,00267% of homes97% of homes97% of homes
Price per ft²pricier than$51541% of homes87% of homes85% of homes
Living areabigger than4,775 ft²71% of homes97% of homes96% of homes
Lot sizebigger than2.23 ac53% of homes80% of homes73% of homes
Year builtnewer than199350% of homes56% of homes63% of homes

About Forest Ridge Dr

How much is Forest Ridge Dr, Banner Elk, NC worth?

The TopHap Estimate for Forest Ridge Dr, Banner Elk, NC is $2,460,002 as of Jul 14, 2026. The likely range is $2,016,921 to $2,903,083. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Forest Ridge Dr, Banner Elk, NC last sell?

Forest Ridge Dr, Banner Elk, NC last sold on Jul 19, 2002 for $1,350,000, according to the county's recorded deed.

How big is Forest Ridge Dr, Banner Elk, NC?

Forest Ridge Dr, Banner Elk, NC has 4 bedrooms, 4 bathrooms, 4,775 square feet of living space and a 2.23-acre lot.

When was Forest Ridge Dr, Banner Elk, NC built?

Forest Ridge Dr, Banner Elk, NC was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve Forest Ridge Dr, Banner Elk, NC?

Forest Ridge Dr, Banner Elk, NC is assigned to Newland Elementary School (elementary), rated C; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Forest Ridge Dr, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,924 homes in Banner Elk 28604, it is worth more than 97% of them ($2,460,002 against a typical $450,311), its price per square foot is higher than 87% of them ($515 against a typical $315), it is bigger than 97% of them (4,775 ft² against a typical 1,667 ft²), its lot is bigger than 80% of them (2.23 ac against a typical 0.72 ac) and it is newer than 56% of them (1993 against a typical 1988). Measured against all of Avery County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Forest Ridge Dr, Banner Elk, NC?

The 2025 property tax bill for Forest Ridge Dr, Banner Elk, NC was $3,842. The county assessed it at $960,500.

Closest homes

More homes in Banner Elk 28604

Assigned schools

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