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Single Family ResidentialResidential
$460,330
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

FORT LONE TREE RD

RUIDOSO DOWNS, NM 88346
0
Baths
7.53 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$460K
$399K low$522K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$286,330
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$229,064
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$174,000
QUICKEN LOANS INC · recorded Jan 18, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,002 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,506 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,856
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$341,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$338,513
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,045,518

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.7.53

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Capitan Middle SchoolB-
Middle · Grades 6–8 · 4.7 mi
H
Capitan High SchoolA
High · Grades 9–12 · 4.7 mi
E
Capitan Elementary SchoolB+
Elementary · Grades PK–5 · 4.8 mi

District: Capitan Municipal Schools

Neighborhood · ZIP 88346These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,555
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$43,948
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Fort Lone Tree Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Ruidoso Downs 88346
  • Has a bigger lot than 93% of homes in Ruidoso Downs 88346
  • Newer than 94% of homes in Ruidoso Downs 88346

What homes are worth in Ruidoso Downs 88346

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$2.4M

This home is worth more than 91% of homes in Ruidoso Downs 88346.

How it measures up in Ruidoso Downs 88346

The dot is this home. The mark in the middle is the typical home in Ruidoso Downs 88346.

Estimated value$460,330
CheaperTypical $251,426Pricier

Pricier than 91% of homes nearby

Lot size7.53 ac
SmallerTypical 0.29 acBigger

Bigger than 93% of homes nearby

Year built2008
OlderTypical 1984Newer

Newer than 94% of homes nearby

How Fort Lone Tree Rd ranks against every home in each area.
MeasureThis homeRuidoso Downs 88346Lincoln County
Estimated valuepricier than$460,33091% of homes76% of homes
Lot sizebigger than7.53 ac93% of homes87% of homes
Year builtnewer than200894% of homes89% of homes

About Fort Lone Tree Rd

How much is Fort Lone Tree Rd, Ruidoso Downs, NM worth?

The TopHap Estimate for Fort Lone Tree Rd, Ruidoso Downs, NM is $460,330 as of Jul 14, 2026. The likely range is $398,790 to $521,870. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Fort Lone Tree Rd, Ruidoso Downs, NM last sell?

Fort Lone Tree Rd, Ruidoso Downs, NM last sold on May 8, 2009, according to the county's recorded deed.

When was Fort Lone Tree Rd, Ruidoso Downs, NM built?

Fort Lone Tree Rd, Ruidoso Downs, NM was built in 2008, making it 18 years old.

What schools serve Fort Lone Tree Rd, Ruidoso Downs, NM?

Fort Lone Tree Rd, Ruidoso Downs, NM is assigned to Capitan Middle School (middle), rated B-; Capitan High School (high), rated A; Capitan Elementary School (elementary), rated B+. All sit in Capitan Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Fort Lone Tree Rd, Ruidoso Downs, NM compare to other homes in Ruidoso Downs 88346?

Among the 1,787 homes in Ruidoso Downs 88346, it is worth more than 91% of them ($460,330 against a typical $251,426), its lot is bigger than 93% of them (7.53 ac against a typical 0.29 ac) and it is newer than 94% of them (2008 against a typical 1984). Measured against all of Lincoln County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Fort Lone Tree Rd, Ruidoso Downs, NM?

The 2025 property tax bill for Fort Lone Tree Rd, Ruidoso Downs, NM was $6,002. The county assessed it at $348,506.

Closest homes

More homes in Ruidoso Downs 88346

Assigned schools

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See this home in context

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