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Residential (General/Single)Residential
$633,206
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,660,000 on Jan 23, 2023

HARBOR AREA

ANNAPOLIS, MD 21409
0
Baths
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$633K
$387K low$879K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,660,000 · Jan 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,025 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.151 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.33
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cape St. Claire Elementary SchoolA
Elementary · Grades PK–5 · 2.1 mi
H
Broadneck High SchoolA-
High · Grades 9–12 · 2.6 mi
M
Magothy River Middle SchoolA
Middle · Grades 6–8 · 6.0 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$177,018
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Harbor Area measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Anne Arundel County
  • Has a bigger lot than 70% of homes in Anne Arundel County

What homes are worth in Annapolis 21409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$334K$2.4M

This home is worth more than 54% of homes in Annapolis 21409.

How it measures up in Annapolis 21409

The dot is this home. The mark in the middle is the typical home in Annapolis 21409.

Estimated value$633,206
CheaperTypical $606,593Pricier

Pricier than 54% of homes nearby

Lot size0.33 ac
SmallerTypical 0.23 acBigger

Bigger than 60% of homes nearby

How Harbor Area ranks against every home in each area.
MeasureThis homeBeacon Hill / SkidmoreAnnapolis 21409Anne Arundel County
Estimated valuepricier than$633,20668% of homes54% of homes69% of homes
Lot sizebigger than0.33 ac62% of homes60% of homes70% of homes

About Harbor Area

How much is Harbor Area, Annapolis, MD worth?

The TopHap Estimate for Harbor Area, Annapolis, MD is $633,206 as of Sep 24, 2026. The likely range is $386,945 to $879,467. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Harbor Area, Annapolis, MD last sell?

Harbor Area, Annapolis, MD last sold on Jan 23, 2023 for $1,660,000, according to the county's recorded deed.

What schools serve Harbor Area, Annapolis, MD?

Harbor Area, Annapolis, MD is assigned to Cape St. Claire Elementary School (elementary), rated A; Broadneck High School (high), rated A-; Magothy River Middle School (middle), rated A. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Harbor Area, Annapolis, MD compare to other homes in Annapolis 21409?

Among the 7,909 homes in Annapolis 21409, it is worth more than 54% of them ($633,206 against a typical $606,593) and its lot is bigger than 60% of them (0.33 ac against a typical 0.23 ac). Measured against all of Anne Arundel County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Harbor Area, Annapolis, MD?

The 2025 property tax bill for Harbor Area, Annapolis, MD was $1,025. The county assessed it at $106,700.

Closest homes

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Assigned schools

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