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Single Family ResidenceResidential
$59,953
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

INDEPENDENCE, IA 50644
1.5
Baths
1.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$60K
$37K low$83K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.368%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,797
CONGRESSIONAL BANK · recorded Sep 6, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$954 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,970
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,610
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$53,320

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.1.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary School
Elementary · Grades KG–2 · 0.7 mi
M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 1.1 mi

District: Independence Community School District

Neighborhood · ZIP 50644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,980
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Independence 50644
  • Has a bigger lot than 76% of homes in Independence 50644
  • Older than 81% of homes in Independence 50644

What homes are worth in Independence 50644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$683K

This home is worth less than almost all homes in Independence 50644.

How it measures up in Independence 50644

The dot is this home. The mark in the middle is the typical home in Independence 50644.

Estimated value$59,953
CheaperTypical $218,021Pricier

Cheaper than almost all homes nearby

Lot size1.63 ac
SmallerTypical 0.31 acBigger

Bigger than 76% of homes nearby

Year built1900
OlderTypical 1962Newer

Newer than 19% of homes nearby

How ranks against every home in each area.
MeasureThis homeIndependence 50644Buchanan County
Estimated valuepricier than$59,953almost no homes2% of homes
Lot sizebigger than1.63 ac76% of homes67% of homes
Year builtnewer than190019% of homes20% of homes

About

How much is , Independence, IA worth?

The TopHap Estimate for , Independence, IA is $59,953 as of Jun 23, 2026. The likely range is $37,170 to $82,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Independence, IA last sell?

, Independence, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is , Independence, IA?

, Independence, IA has 1.5 bathrooms and a 1.63-acre lot.

When was , Independence, IA built?

, Independence, IA was built in 1900, making it 126 years old. It is a a-frame home. The building has 1 story.

What schools serve , Independence, IA?

, Independence, IA is assigned to East Elementary School (elementary); Independence Junior Senior High School (middle), rated C. All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Independence, IA compare to other homes in Independence 50644?

Among the 3,658 homes in Independence 50644, it is worth more than almost none of them ($59,953 against a typical $218,021), its lot is bigger than 76% of them (1.63 ac against a typical 0.31 ac) and it is newer than 19% of them (1900 against a typical 1962). Measured against all of Buchanan County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Independence, IA?

The 2025 property tax bill for , Independence, IA was $954. The county assessed it at $53,320.

Closest homes

More homes in Independence 50644

Assigned schools

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