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TownhouseResidential
$331,025
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $436,000 on May 8, 2026

KEYSTONE LN

STEPHENSON, VA 22656
0
Baths
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.

Valuation

$331K
$235K low$427K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$436,000 · May 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,142 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyFREDERICK
Lot (acres)The size of the land the home sits on, from county records.0.08
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jordan Springs Elementary SchoolC
Elementary · Grades PK–5 · 1.3 mi
H
James Wood High SchoolC+
High · Grades 9–12 · 3.5 mi
M
James Wood Middle SchoolD
Middle · Grades 6–8 · 4.0 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.521 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,464
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Keystone Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Stephenson 22656
  • Has a smaller lot than 90% of homes in Frederick County
  • Among the newest homes in Stephenson 22656

What homes are worth in Stephenson 22656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$760K

This home is worth more than 8% of homes in Stephenson 22656.

How it measures up in Stephenson 22656

The dot is this home. The mark in the middle is the typical home in Stephenson 22656.

Estimated value$331,025
CheaperTypical $510,740Pricier

Pricier than 8% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.18 acBigger

Bigger than 27% of homes nearby

Year built2025
OlderTypical 2016Newer

Newer than almost all homes nearby

How Keystone Ln ranks against every home in each area.
MeasureThis homeStephenson 22656Frederick County
Estimated valuepricier than$331,0258% of homes24% of homes
Lot sizebigger than3,485 ft²27% of homes10% of homes
Year builtnewer than2025almost all homesalmost all homes

About Keystone Ln

How much is Keystone Ln, Stephenson, VA worth?

The TopHap Estimate for Keystone Ln, Stephenson, VA is $331,025 as of Oct 21, 2026. The likely range is $235,225 to $426,825. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Keystone Ln, Stephenson, VA last sell?

Keystone Ln, Stephenson, VA last sold on May 8, 2026 for $436,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was Keystone Ln, Stephenson, VA built?

Keystone Ln, Stephenson, VA was built in 2025, making it 1 years old. It is a townhouse home.

What schools serve Keystone Ln, Stephenson, VA?

Keystone Ln, Stephenson, VA is assigned to Jordan Springs Elementary School (elementary), rated C; James Wood High School (high), rated C+; James Wood Middle School (middle), rated D. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Keystone Ln, Stephenson, VA compare to other homes in Stephenson 22656?

Among the 2,290 homes in Stephenson 22656, it is worth more than 8% of them ($331,025 against a typical $510,740), its lot is bigger than 27% of them (3,485 ft² against a typical 0.18 ac) and it is newer than almost all of them (2025 against a typical 2016). Measured against all of Frederick County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Keystone Ln, Stephenson, VA?

The 2026 property tax bill for Keystone Ln, Stephenson, VA was $2,142. The county assessed it at $55,000.

More homes on Keystone Ln

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