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Single Family ResidenceResidential
$1,800,316$576 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

LINVILLE RIVER DR

BANNER ELK, NC 28604
4
Beds
5 / 1
Baths
3,124 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.8M
$1.4M low$2.2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,189 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$797,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$752,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$797,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$797,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Lot (acres)The size of the land the home sits on, from county records.0.68
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 352 ft²Patio · 352 ft²Porch · 264 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 2.5 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 5.1 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 5.3 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Linville River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Banner Elk 28604
  • Costs more per square foot than 91% of homes in Banner Elk 28604
  • Bigger than 87% of homes in Banner Elk 28604
  • Has a smaller lot than 69% of homes in Avery County
  • Newer than 92% of homes in Avery County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$2.8M

This home is worth more than 94% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$1,800,316
CheaperTypical $448,602Pricier

Pricier than 94% of homes nearby

Price per ft²$576
CheaperTypical $314Pricier

Pricier than 91% of homes nearby

Living area3,124 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.68 ac
SmallerTypical 0.73 acBigger

Bigger than 48% of homes nearby

Year built2015
OlderTypical 1988Newer

Newer than 91% of homes nearby

How Linville River Dr ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$1,800,31694% of homes94% of homes
Price per ft²pricier than$57691% of homes89% of homes
Living areabigger than3,124 ft²87% of homes87% of homes
Lot sizebigger than0.68 ac48% of homes31% of homes
Year builtnewer than201591% of homes92% of homes

About Linville River Dr

How much is Linville River Dr, Banner Elk, NC worth?

The TopHap Estimate for Linville River Dr, Banner Elk, NC is $1,800,316 as of Jul 14, 2026. The likely range is $1,393,274 to $2,207,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Linville River Dr, Banner Elk, NC last sell?

Linville River Dr, Banner Elk, NC last sold on Dec 21, 2017, according to the county's recorded deed.

How big is Linville River Dr, Banner Elk, NC?

Linville River Dr, Banner Elk, NC has 4 bedrooms, 5 bathrooms, 3,124 square feet of living space and a 0.68-acre lot.

When was Linville River Dr, Banner Elk, NC built?

Linville River Dr, Banner Elk, NC was built in 2015, making it 11 years old. The building has 2 stories.

What schools serve Linville River Dr, Banner Elk, NC?

Linville River Dr, Banner Elk, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Linville River Dr, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,872 homes in Banner Elk 28604, it is worth more than 94% of them ($1,800,316 against a typical $448,602), its price per square foot is higher than 91% of them ($576 against a typical $314), it is bigger than 87% of them (3,124 ft² against a typical 1,664 ft²), its lot is bigger than 48% of them (0.68 ac against a typical 0.73 ac) and it is newer than 91% of them (2015 against a typical 1988). Measured against all of Avery County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Linville River Dr, Banner Elk, NC?

The 2025 property tax bill for Linville River Dr, Banner Elk, NC was $3,189. The county assessed it at $797,300.

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