Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$409,602
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

LOY RD

WALDORF, MD 20601
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$410K
$390K low$429K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
John Hanson Middle SchoolC-
Middle · Grades 6–8 · 2.6 mi
H
Thomas Stone High SchoolD
High · Grades 9–12 · 3.0 mi
E
Malcolm Elementary SchoolC
Elementary · Grades PK–5 · 3.7 mi

District: Charles County Public Schools

Neighborhood · ZIP 20601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,756
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,075
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Loy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Waldorf 20601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$760K

This home is worth more than 43% of homes in Waldorf 20601.

How it measures up in Waldorf 20601

The dot is this home. The mark in the middle is the typical home in Waldorf 20601.

Estimated value$409,602
CheaperTypical $423,076Pricier

Pricier than 43% of homes nearby

Lot size0.21 ac
SmallerTypical 0.26 acBigger

Bigger than 38% of homes nearby

How Loy Rd ranks against every home in each area.
MeasureThis homeWaldorf 20601Charles County
Estimated valuepricier than$409,60243% of homes41% of homes
Lot sizebigger than0.21 ac38% of homes39% of homes

About Loy Rd

How much is Loy Rd, Waldorf, MD worth?

The TopHap Estimate for Loy Rd, Waldorf, MD is $409,602 as of Aug 30, 2026. The likely range is $389,892 to $429,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Loy Rd, Waldorf, MD last sell?

Loy Rd, Waldorf, MD last sold on Sep 30, 1996, according to the county's recorded deed.

What schools serve Loy Rd, Waldorf, MD?

Loy Rd, Waldorf, MD is assigned to John Hanson Middle School (middle), rated C-; Thomas Stone High School (high), rated D; Malcolm Elementary School (elementary), rated C. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Loy Rd, Waldorf, MD compare to other homes in Waldorf 20601?

Among the 9,238 homes in Waldorf 20601, it is worth more than 43% of them ($409,602 against a typical $423,076) and its lot is bigger than 38% of them (0.21 ac against a typical 0.26 ac). Measured against all of Charles County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Loy Rd

Closest homes

More homes in Waldorf 20601

Assigned schools

Explore the area

See this home in context

Open Loy Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map