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Rural ResidenceResidential
$295,261$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $420,000 on Oct 11, 2006

MEMORY LN

TROY, VA 22974
4
Beds
2
Baths
1,192 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$295K
$268K low$323K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Oct 11, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,567 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$207,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$206,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFLUVANNA
Lot (acres)The size of the land the home sits on, from county records.2.81
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 7.7 mi
M
Fluvanna Middle SchoolC
Middle · Grades 5–7 · 10.9 mi
E
Central Elementary School
Elementary · Grades 1–2 · 11.0 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 22974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,064
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Memory Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Troy 22974
  • Costs more per square foot than 65% of homes in Fluvanna County
  • Smaller than 83% of homes in Fluvanna County
  • Has a bigger lot than 69% of homes in Fluvanna County
  • Older than 91% of homes in Troy 22974

What homes are worth in Troy 22974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$1.1M

This home is worth more than 16% of homes in Troy 22974.

How it measures up in Troy 22974

The dot is this home. The mark in the middle is the typical home in Troy 22974.

Estimated value$295,261
CheaperTypical $432,558Pricier

Pricier than 16% of homes nearby

Price per ft²$248
CheaperTypical $241Pricier

Pricier than 55% of homes nearby

Living area1,192 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 19% of homes nearby

Lot size2.81 ac
SmallerTypical 2.16 acBigger

Bigger than 60% of homes nearby

Year built1960
OlderTypical 1995Newer

Newer than 9% of homes nearby

How Memory Ln ranks against every home in each area.
MeasureThis homeZion CrossroadsTroy 22974Fluvanna County
Estimated valuepricier than$295,26131% of homes16% of homes26% of homes
Price per ft²pricier than$24854% of homes55% of homes65% of homes
Living areabigger than1,192 ft²29% of homes19% of homes17% of homes
Lot sizebigger than2.81 ac64% of homes60% of homes69% of homes
Year builtnewer than196016% of homes9% of homes10% of homes

About Memory Ln

How much is Memory Ln, Troy, VA worth?

The TopHap Estimate for Memory Ln, Troy, VA is $295,261 as of Oct 21, 2026. The likely range is $267,860 to $322,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Memory Ln, Troy, VA last sell?

Memory Ln, Troy, VA last sold on Oct 11, 2006 for $420,000, according to the county's recorded deed.

How big is Memory Ln, Troy, VA?

Memory Ln, Troy, VA has 4 bedrooms, 2 bathrooms, 1,192 square feet of living space and a 2.81-acre lot.

When was Memory Ln, Troy, VA built?

Memory Ln, Troy, VA was built in 1960, making it 66 years old. The building has 1 story.

What schools serve Memory Ln, Troy, VA?

Memory Ln, Troy, VA is assigned to Fluvanna County High School (high), rated C+; Fluvanna Middle School (middle), rated C; Central Elementary School (elementary). All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Memory Ln, Troy, VA compare to other homes in Troy 22974?

Among the 1,818 homes in Troy 22974, it is worth more than 16% of them ($295,261 against a typical $432,558), its price per square foot is higher than 55% of them ($248 against a typical $241), it is bigger than 19% of them (1,192 ft² against a typical 1,804 ft²), its lot is bigger than 60% of them (2.81 ac against a typical 2.16 ac) and it is newer than 9% of them (1960 against a typical 1995). Measured against all of Fluvanna County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Memory Ln, Troy, VA?

The 2025 property tax bill for Memory Ln, Troy, VA was $1,567. The county assessed it at $207,600.

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