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Single Family ResidenceResidential
$186,868
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

MONTICELLO, MS 39654
1
Baths
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$187K
$174K low$199K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$186,868
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$149,494

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$901

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLawrence
Lot (acres)The size of the land the home sits on, from county records.0.53

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monticello Elementary SchoolD+
Elementary · Grades KG–5 · 13.1 mi
H
Lawrence County High SchoolB-
High · Grades 9–12 · 13.3 mi
M
Rod Paige Middle SchoolB-
Middle · Grades 6–8 · 14.4 mi

District: Lawrence County School District

Neighborhood · ZIP 39654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,254
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,423
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,285
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Monticello 39654
  • Has a smaller lot than 89% of homes in Lawrence County

What homes are worth in Monticello 39654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$375K

This home is worth more than 77% of homes in Monticello 39654.

How it measures up in Monticello 39654

The dot is this home. The mark in the middle is the typical home in Monticello 39654.

Estimated value$186,868
CheaperTypical $134,067Pricier

Pricier than 77% of homes nearby

Lot size0.53 ac
SmallerTypical 1.5 acBigger

Bigger than 15% of homes nearby

How ranks against every home in each area.
MeasureThis homeMonticello 39654Lawrence County
Estimated valuepricier than$186,86877% of homes73% of homes
Lot sizebigger than0.53 ac15% of homes11% of homes

About

How much is , Monticello, MS worth?

The TopHap Estimate for , Monticello, MS is $186,868 as of Jul 14, 2026. The likely range is $174,255 to $199,481. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Monticello, MS last sell?

, Monticello, MS last sold on Aug 25, 2023, according to the county's recorded deed.

How big is , Monticello, MS?

, Monticello, MS has 1 bathrooms and a 0.53-acre lot.

What schools serve , Monticello, MS?

, Monticello, MS is assigned to Monticello Elementary School (elementary), rated D+; Lawrence County High School (high), rated B-; Rod Paige Middle School (middle), rated B-. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Monticello, MS compare to other homes in Monticello 39654?

Among the 2,414 homes in Monticello 39654, it is worth more than 77% of them ($186,868 against a typical $134,067) and its lot is bigger than 15% of them (0.53 ac against a typical 1.5 ac). Measured against all of Lawrence County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Monticello 39654

Assigned schools

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