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Single Family ResidenceResidential
$305,425$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $135,000 on Feb 7, 2022

MYSTIC RIV

TOPTON, NC 28781
1
Beds
1
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$305K
$255K low$356K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Feb 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,036 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$468,540 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$370,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$468,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,540

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySWAIN
Lot (acres)The size of the land the home sits on, from county records.0.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swain County West Elementary SchoolC+
Elementary · Grades KG–6 · 12.3 mi
M
Swain County Middle SchoolC
Middle · Grades 6–8 · 15.5 mi
H
Cherokee Extension School
High · Grades KG–12 · 15.7 mi

District: Swain County Schools

Neighborhood · ZIP 28781These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.128

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,633
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Mystic Riv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Swain County
  • Smaller than 73% of homes in Swain County
  • Has a smaller lot than 87% of homes in Topton 28781

What homes are worth in Topton 28781

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$1.6M

This home is worth more than 38% of homes in Topton 28781.

How it measures up in Topton 28781

The dot is this home. The mark in the middle is the typical home in Topton 28781.

Estimated value$305,425
CheaperTypical $364,522Pricier

Pricier than 38% of homes nearby

Price per ft²$239
CheaperTypical $284Pricier

Pricier than 35% of homes nearby

Living area1,276 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.5 ac
SmallerTypical 1.54 acBigger

Bigger than 13% of homes nearby

Year built1994
OlderTypical 1992Newer

Newer than 53% of homes nearby

How Mystic Riv ranks against every home in each area.
MeasureThis homeTopton 28781Swain County
Estimated valuepricier than$305,42538% of homes49% of homes
Price per ft²pricier than$23935% of homes80% of homes
Living areabigger than1,276 ft²52% of homes27% of homes
Lot sizebigger than0.5 ac13% of homes18% of homes
Year builtnewer than199453% of homes62% of homes

About Mystic Riv

How much is Mystic Riv, Topton, NC worth?

The TopHap Estimate for Mystic Riv, Topton, NC is $305,425 as of Oct 21, 2026. The likely range is $255,074 to $355,776. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Mystic Riv, Topton, NC last sell?

Mystic Riv, Topton, NC last sold on Feb 7, 2022 for $135,000, according to the county's recorded deed.

How big is Mystic Riv, Topton, NC?

Mystic Riv, Topton, NC has 1 bedrooms, 1 bathrooms, 1,276 square feet of living space and a 0.50-acre lot.

When was Mystic Riv, Topton, NC built?

Mystic Riv, Topton, NC was built in 1994, making it 32 years old. The building has 1 story.

What schools serve Mystic Riv, Topton, NC?

Mystic Riv, Topton, NC is assigned to Swain County West Elementary School (elementary), rated C+; Swain County Middle School (middle), rated C; Cherokee Extension School (high). All sit in Swain County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Mystic Riv, Topton, NC compare to other homes in Topton 28781?

Among the 1,135 homes in Topton 28781, it is worth more than 38% of them ($305,425 against a typical $364,522), its price per square foot is higher than 35% of them ($239 against a typical $284), it is bigger than 52% of them (1,276 ft² against a typical 1,248 ft²), its lot is bigger than 13% of them (0.5 ac against a typical 1.54 ac) and it is newer than 53% of them (1994 against a typical 1992). Measured against all of Swain County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Mystic Riv, Topton, NC?

The 2026 property tax bill for Mystic Riv, Topton, NC was $2,036. The county assessed it at $468,540.

Closest homes

More homes in Topton 28781

Assigned schools

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