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Single Family ResidenceResidential
$263,128
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

N12796 SPRUCE LN

OSSEO, WI 54758
0
Baths
5 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$263K
$218K low$308K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,905 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$323,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Osseo-Fairchild Elementary SchoolB
Elementary · Grades PK–5 · 5.3 mi
H
Osseo-Fairchild High SchoolC
High · Grades 9–12 · 5.5 mi
M
Osseo-Fairchild Middle SchoolC
Middle · Grades 6–8 · 5.5 mi

District: Osseo-Fairchild School District

Neighborhood · ZIP 54758These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,211
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,029
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N12796 Spruce Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Jackson County
  • Has a bigger lot than 68% of homes in Osseo 54758

What homes are worth in Osseo 54758

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$600K

This home is worth more than 62% of homes in Osseo 54758.

How it measures up in Osseo 54758

The dot is this home. The mark in the middle is the typical home in Osseo 54758.

Estimated value$263,128
CheaperTypical $231,414Pricier

Pricier than 62% of homes nearby

Lot size5 ac
SmallerTypical 1.5 acBigger

Bigger than 68% of homes nearby

How N12796 Spruce Ln ranks against every home in each area.
MeasureThis homeOsseo 54758Jackson County
Estimated valuepricier than$263,12862% of homes65% of homes
Lot sizebigger than5 ac68% of homes58% of homes

About N12796 Spruce Ln

How much is N12796 Spruce Ln, Osseo, WI worth?

The TopHap Estimate for N12796 Spruce Ln, Osseo, WI is $263,128 as of Sep 24, 2026. The likely range is $218,405 to $307,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve N12796 Spruce Ln, Osseo, WI?

N12796 Spruce Ln, Osseo, WI is assigned to Osseo-Fairchild Elementary School (elementary), rated B; Osseo-Fairchild High School (high), rated C; Osseo-Fairchild Middle School (middle), rated C. All sit in Osseo-Fairchild School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N12796 Spruce Ln, Osseo, WI compare to other homes in Osseo 54758?

Among the 1,844 homes in Osseo 54758, it is worth more than 62% of them ($263,128 against a typical $231,414) and its lot is bigger than 68% of them (5 ac against a typical 1.5 ac). Measured against all of Jackson County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N12796 Spruce Ln, Osseo, WI?

The 2025 property tax bill for N12796 Spruce Ln, Osseo, WI was $3,905. The county assessed it at $240,900.

More homes on N12796 Spruce Ln

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Assigned schools

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