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Single Family ResidentialResidential
$388,582
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

N3140 CARDINAL RIDGE LN

MERRILL, WI 54452
0
Baths
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$389K
$342K low$435K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$304,582
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$243,666
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
RIVER VALLEY BANK · recorded Nov 30, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,931 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$289,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$301,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.1.50

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kate Goodrich Elementary School
Elementary · Grades KG–2 · 4.9 mi
M
Prairie River Middle SchoolC
Middle · Grades 5–8 · 5.5 mi
H
Merrill High SchoolB-
High · Grades 9–12 · 6.3 mi

District: Merrill Area School District

Neighborhood · ZIP 54452These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,173
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,062
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,067
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N3140 Cardinal Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Merrill 54452
  • Has a smaller lot than 68% of homes in Merrill 54452

What homes are worth in Merrill 54452

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$557K

This home is worth more than 88% of homes in Merrill 54452.

How it measures up in Merrill 54452

The dot is this home. The mark in the middle is the typical home in Merrill 54452.

Estimated value$388,582
CheaperTypical $219,370Pricier

Pricier than 88% of homes nearby

Lot size1.5 ac
SmallerTypical 4 acBigger

Bigger than 32% of homes nearby

How N3140 Cardinal Ridge Ln ranks against every home in each area.
MeasureThis homeMerrill 54452Lincoln County
Estimated valuepricier than$388,58288% of homes79% of homes
Lot sizebigger than1.5 ac32% of homes38% of homes

About N3140 Cardinal Ridge Ln

How much is N3140 Cardinal Ridge Ln, Merrill, WI worth?

The TopHap Estimate for N3140 Cardinal Ridge Ln, Merrill, WI is $388,582 as of Jul 14, 2026. The likely range is $341,788 to $435,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve N3140 Cardinal Ridge Ln, Merrill, WI?

N3140 Cardinal Ridge Ln, Merrill, WI is assigned to Kate Goodrich Elementary School (elementary); Prairie River Middle School (middle), rated C; Merrill High School (high), rated B-. All sit in Merrill Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N3140 Cardinal Ridge Ln, Merrill, WI compare to other homes in Merrill 54452?

Among the 7,859 homes in Merrill 54452, it is worth more than 88% of them ($388,582 against a typical $219,370) and its lot is bigger than 32% of them (1.5 ac against a typical 4 ac). Measured against all of Lincoln County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N3140 Cardinal Ridge Ln, Merrill, WI?

The 2024 property tax bill for N3140 Cardinal Ridge Ln, Merrill, WI was $2,931. The county assessed it at $289,900.

Closest homes

More homes in Merrill 54452

Assigned schools

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