Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$510,804
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

N8278 COUNTY ROAD Y

SPENCER, WI 54479
0
Baths
35 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$511K
$417K low$604K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,228 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$336,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$465,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyClark
Lot (acres)The size of the land the home sits on, from county records.35.00

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Loyal Middle SchoolC
Middle · Grades 6–8 · 7.4 mi
E
Loyal Elementary SchoolC-
Elementary · Grades PK–5 · 7.4 mi
H
Loyal High SchoolC-
High · Grades 9–12 · 7.4 mi

District: Loyal School District

Neighborhood · ZIP 54479These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,643
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,757
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N8278 County Road Y measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Spencer 54479
  • Has a bigger lot than 93% of homes in Spencer 54479

What homes are worth in Spencer 54479

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$488K

This home is worth more than 98% of homes in Spencer 54479.

How it measures up in Spencer 54479

The dot is this home. The mark in the middle is the typical home in Spencer 54479.

Estimated value$510,804
CheaperTypical $210,251Pricier

Pricier than 98% of homes nearby

Lot size35 ac
SmallerTypical 0.42 acBigger

Bigger than 93% of homes nearby

How N8278 County Road Y ranks against every home in each area.
MeasureThis homeSpencer 54479Clark County
Estimated valuepricier than$510,80498% of homes96% of homes
Lot sizebigger than35 ac93% of homes88% of homes

About N8278 County Road Y

How much is N8278 County Road Y, Spencer, WI worth?

The TopHap Estimate for N8278 County Road Y, Spencer, WI is $510,804 as of Oct 21, 2026. The likely range is $417,499 to $604,109. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve N8278 County Road Y, Spencer, WI?

N8278 County Road Y, Spencer, WI is assigned to Loyal Middle School (middle), rated C; Loyal Elementary School (elementary), rated C-; Loyal High School (high), rated C-. All sit in Loyal School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N8278 County Road Y, Spencer, WI compare to other homes in Spencer 54479?

Among the 1,472 homes in Spencer 54479, it is worth more than 98% of them ($510,804 against a typical $210,251) and its lot is bigger than 93% of them (35 ac against a typical 0.42 ac). Measured against all of Clark County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N8278 County Road Y, Spencer, WI?

The 2024 property tax bill for N8278 County Road Y, Spencer, WI was $7,228. The county assessed it at $351,600.

More homes on N8278 County Road Y

Closest homes

More homes in Spencer 54479

Assigned schools

Explore the area

See this home in context

Open N8278 County Road Y on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map