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Rural ResidenceResidential
$348,855$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Aug 5, 2021

NAPA RD

RATLIFF CITY, OK 73481
3
Beds
2
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
91.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$349K
$288K low$410K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Aug 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,415
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,932
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$286,440
AMCAP MORTGAGE LTD · recorded Mar 2, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,846 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,701
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,145
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,326
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,327

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.154 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCarter
Lot (acres)The size of the land the home sits on, from county records.91.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fox Elementary SchoolA-
Elementary · Grades PK–8 · 7.8 mi
H
Fox High SchoolB-
High · Grades 9–12 · 7.8 mi

District: Fox Public Schools

Neighborhood · ZIP 73481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,033
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,027
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Napa Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Ratliff City 73481
  • Costs more per square foot than 75% of homes in Ratliff City 73481
  • Bigger than 89% of homes in Ratliff City 73481
  • Has a bigger lot than 98% of homes in Carter County

What homes are worth in Ratliff City 73481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$719K

This home is worth more than 87% of homes in Ratliff City 73481.

How it measures up in Ratliff City 73481

The dot is this home. The mark in the middle is the typical home in Ratliff City 73481.

Estimated value$348,855
CheaperTypical $149,611Pricier

Pricier than 87% of homes nearby

Price per ft²$153
CheaperTypical $99Pricier

Pricier than 75% of homes nearby

Living area2,280 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 89% of homes nearby

Lot size91.1 ac
SmallerTypical 3.48 acBigger

Bigger than 92% of homes nearby

How Napa Rd ranks against every home in each area.
MeasureThis homeRatliff City 73481Carter County
Estimated valuepricier than$348,85587% of homes84% of homes
Price per ft²pricier than$15375% of homes75% of homes
Living areabigger than2,280 ft²89% of homes86% of homes
Lot sizebigger than91.1 ac92% of homes98% of homes

About Napa Rd

How much is Napa Rd, Ratliff City, OK worth?

The TopHap Estimate for Napa Rd, Ratliff City, OK is $348,855 as of Jul 14, 2026. The likely range is $287,728 to $409,982. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Napa Rd, Ratliff City, OK last sell?

Napa Rd, Ratliff City, OK last sold on Aug 5, 2021 for $100,000, according to the county's recorded deed.

How big is Napa Rd, Ratliff City, OK?

Napa Rd, Ratliff City, OK has 3 bedrooms, 2 bathrooms, 2,280 square feet of living space and a 91.10-acre lot.

What schools serve Napa Rd, Ratliff City, OK?

Napa Rd, Ratliff City, OK is assigned to Fox Elementary School (elementary), rated A-; Fox High School (high), rated B-. All sit in Fox Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Napa Rd, Ratliff City, OK compare to other homes in Ratliff City 73481?

Among the 518 homes in Ratliff City 73481, it is worth more than 87% of them ($348,855 against a typical $149,611), its price per square foot is higher than 75% of them ($153 against a typical $99), it is bigger than 89% of them (2,280 ft² against a typical 1,444 ft²) and its lot is bigger than 92% of them (91.1 ac against a typical 3.48 ac). Measured against all of Carter County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Ratliff City 73481

Assigned schools

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