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TownhouseResidential
$400,948
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

OYSTER REEF PL

WALDORF, MD 20602
0
Baths
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$401K
$380K low$422K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.34
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary B. Neal Elementary SchoolC+
Elementary · Grades PK–5 · 0.6 mi
H
St. Charles High SchoolD+
High · Grades 9–12 · 0.8 mi
M
Benjamin Stoddert Middle SchoolD+
Middle · Grades 6–8 · 1.6 mi

District: Charles County Public Schools

Neighborhood · ZIP 20602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,045 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,450
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Oyster Reef Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 88% of homes in Waldorf 20602

What homes are worth in Waldorf 20602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$622K

This home is worth more than 55% of homes in Waldorf 20602.

How it measures up in Waldorf 20602

The dot is this home. The mark in the middle is the typical home in Waldorf 20602.

Estimated value$400,948
CheaperTypical $393,770Pricier

Pricier than 55% of homes nearby

Lot size0.34 ac
SmallerTypical 0.2 acBigger

Bigger than 88% of homes nearby

How Oyster Reef Pl ranks against every home in each area.
MeasureThis homeWaldorf 20602Charles County
Estimated valuepricier than$400,94855% of homes40% of homes
Lot sizebigger than0.34 ac88% of homes56% of homes

About Oyster Reef Pl

How much is Oyster Reef Pl, Waldorf, MD worth?

The TopHap Estimate for Oyster Reef Pl, Waldorf, MD is $400,948 as of Sep 24, 2026. The likely range is $379,526 to $422,370. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Oyster Reef Pl, Waldorf, MD last sell?

Oyster Reef Pl, Waldorf, MD last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve Oyster Reef Pl, Waldorf, MD?

Oyster Reef Pl, Waldorf, MD is assigned to Mary B. Neal Elementary School (elementary), rated C+; St. Charles High School (high), rated D+; Benjamin Stoddert Middle School (middle), rated D+. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Oyster Reef Pl, Waldorf, MD compare to other homes in Waldorf 20602?

Among the 8,340 homes in Waldorf 20602, it is worth more than 55% of them ($400,948 against a typical $393,770) and its lot is bigger than 88% of them (0.34 ac against a typical 0.2 ac). Measured against all of Charles County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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