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Commercial (General)Commercial
Last sold for $13,000 on Dec 20, 1996

PEARL ST

COLDWATER, OH 45828
0
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$13,000 · Dec 20, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,680
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Commercial (General)
CountyMERCER
Lot (acres)The size of the land the home sits on, from county records.0.11
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coldwater Elementary SchoolA+
Elementary · Grades KG–4 · 0.5 mi
M
Coldwater Middle SchoolA
Middle · Grades 5–8 · 0.5 mi
H
Coldwater High SchoolB-
High · Grades 9–12 · 0.5 mi

District: Coldwater Exempted Village School District

Neighborhood · ZIP 45828These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,364
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.192 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,899
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,924
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 79% of homes in Coldwater 45828
  • Has a smaller lot than 98% of homes in Coldwater 45828
  • Newer than 85% of homes in Coldwater 45828

How it measures up in Coldwater 45828

The dot is this home. The mark in the middle is the typical home in Coldwater 45828.

Living area1,232 ft²
SmallerTypical 1,610 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.11 ac
SmallerTypical 0.25 acBigger

Bigger than 2% of homes nearby

Year built1998
OlderTypical 1969Newer

Newer than 85% of homes nearby

How Pearl St ranks against every home in each area.
MeasureThis homeColdwater 45828Mercer County
Living areabigger than1,232 ft²21% of homes29% of homes
Lot sizebigger than0.11 ac2% of homes6% of homes
Year builtnewer than199885% of homes81% of homes

About Pearl St

When did Pearl St, Coldwater, OH last sell?

Pearl St, Coldwater, OH last sold on Dec 20, 1996 for $13,000, according to the county's recorded deed.

How big is Pearl St, Coldwater, OH?

Pearl St, Coldwater, OH has 1,232 square feet of living space and a 0.11-acre lot.

When was Pearl St, Coldwater, OH built?

Pearl St, Coldwater, OH was built in 1998, making it 28 years old.

What schools serve Pearl St, Coldwater, OH?

Pearl St, Coldwater, OH is assigned to Coldwater Elementary School (elementary), rated A+; Coldwater Middle School (middle), rated A; Coldwater High School (high), rated B-. All sit in Coldwater Exempted Village School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Pearl St, Coldwater, OH compare to other homes in Coldwater 45828?

Among the 2,189 homes in Coldwater 45828, it is bigger than 21% of them (1,232 ft² against a typical 1,610 ft²), its lot is bigger than 2% of them (0.11 ac against a typical 0.25 ac) and it is newer than 85% of them (1998 against a typical 1969). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Pearl St, Coldwater, OH?

The 2025 property tax bill for Pearl St, Coldwater, OH was $440. The county assessed it at $8,920.

Closest homes

More homes in Coldwater 45828

Assigned schools

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