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Residential (General/Single)Residential
$15,641
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

PREMIUM, KY 41845
0
Baths

Valuation

$16K
$13K low$19K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$141 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$10,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyLetcher

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cowan Elementary SchoolB-
Elementary · Grades PK–8 · 2.0 mi
H
Letcher County Central High SchoolB
High · Grades 9–12 · 3.6 mi

District: Letcher County School District

Neighborhood · ZIP 41845These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.179
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.135
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.174
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$22,324
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$33,824
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Letcher County

What homes are worth in Premium 41845

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$252K

This home is worth less than almost all homes in Premium 41845.

How it measures up in Premium 41845

The dot is this home. The mark in the middle is the typical home in Premium 41845.

Estimated value$15,641
CheaperTypical $78,750Pricier

Cheaper than almost all homes nearby

How ranks against every home in each area.
MeasureThis homePremium 41845Letcher County
Estimated valuepricier than$15,641almost no homesalmost no homes

About

How much is , Premium, KY worth?

The TopHap Estimate for , Premium, KY is $15,641 as of Sep 24, 2026. The likely range is $12,575 to $18,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Premium, KY last sell?

, Premium, KY last sold on Jun 19, 2023, according to the county's recorded deed.

What schools serve , Premium, KY?

, Premium, KY is assigned to Cowan Elementary School (elementary), rated B-; Letcher County Central High School (high), rated B. All sit in Letcher County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on , Premium, KY?

The 2025 property tax bill for , Premium, KY was $141. The county assessed it at $10,000.

Closest homes

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Assigned schools

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