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Residential (General/Single)Residential
$480,872$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

RAILROAD GRADE

SAINT HELEN, MI 48656
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
43 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.

Valuation

$481K
$444K low$518K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,052 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$204,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$409,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyROSCOMMON
Lot (acres)The size of the land the home sits on, from county records.43.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Houghton Lake Jr/Sr High SchoolB-
Middle · Grades 7–12 · 15.1 mi
E
Collins Elementary SchoolC
Elementary · Grades PK–6 · 15.2 mi

District: Houghton Lake Community School District

Neighborhood · ZIP 48656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.56%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,478
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,379
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Railroad Grade measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Saint Helen 48656
  • Costs more per square foot than 96% of homes in Saint Helen 48656
  • Bigger than 90% of homes in Saint Helen 48656
  • Among the largest lots in Saint Helen 48656
  • Newer than 87% of homes in Roscommon County

What homes are worth in Saint Helen 48656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$477K

This home is worth more than 98% of homes in Saint Helen 48656.

How it measures up in Saint Helen 48656

The dot is this home. The mark in the middle is the typical home in Saint Helen 48656.

Estimated value$480,872
CheaperTypical $129,198Pricier

Pricier than 98% of homes nearby

Price per ft²$286
CheaperTypical $135Pricier

Pricier than 96% of homes nearby

Living area1,680 ft²
SmallerTypical 980 ft²Bigger

Bigger than 90% of homes nearby

Lot size43 ac
SmallerTypical 0.29 acBigger

Bigger than almost all homes nearby

Year built2002
OlderTypical 1982Newer

Newer than 82% of homes nearby

How Railroad Grade ranks against every home in each area.
MeasureThis homeSaint Helen 48656Roscommon County
Estimated valuepricier than$480,87298% of homes90% of homes
Price per ft²pricier than$28696% of homes84% of homes
Living areabigger than1,680 ft²90% of homes81% of homes
Lot sizebigger than43 acalmost all homesalmost all homes
Year builtnewer than200282% of homes87% of homes

About Railroad Grade

How much is Railroad Grade, Saint Helen, MI worth?

The TopHap Estimate for Railroad Grade, Saint Helen, MI is $480,872 as of Aug 30, 2026. The likely range is $444,129 to $517,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Railroad Grade, Saint Helen, MI last sell?

Railroad Grade, Saint Helen, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is Railroad Grade, Saint Helen, MI?

Railroad Grade, Saint Helen, MI has 2 bathrooms, 1,680 square feet of living space and a 43.00-acre lot.

When was Railroad Grade, Saint Helen, MI built?

Railroad Grade, Saint Helen, MI was built in 2002, making it 24 years old.

What schools serve Railroad Grade, Saint Helen, MI?

Railroad Grade, Saint Helen, MI is assigned to Houghton Lake Jr/Sr High School (middle), rated B-; Collins Elementary School (elementary), rated C. All sit in Houghton Lake Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Railroad Grade, Saint Helen, MI compare to other homes in Saint Helen 48656?

Among the 4,321 homes in Saint Helen 48656, it is worth more than 98% of them ($480,872 against a typical $129,198), its price per square foot is higher than 96% of them ($286 against a typical $135), it is bigger than 90% of them (1,680 ft² against a typical 980 ft²), its lot is bigger than almost all of them (43 ac against a typical 0.29 ac) and it is newer than 82% of them (2002 against a typical 1982). Measured against all of Roscommon County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Railroad Grade, Saint Helen, MI?

The 2025 property tax bill for Railroad Grade, Saint Helen, MI was $4,052. The county assessed it at $204,900.

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