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Single Family ResidenceResidential
$95,192
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

RATCLIFF, TX 75858
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$95K
$87K low$104K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$171 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$13,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUSTON
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kennard Independent School DistrictB
Elementary · Grades PK–12 · 2.3 mi

District: Kennard Independent School District

Neighborhood · ZIP 75858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.0
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,391
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,517
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Houston County

What homes are worth in Houston County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$188K

This home is worth more than 56% of homes in Houston County.

How it measures up in Houston County

The dot is this home. The mark in the middle is the typical home in Houston County.

Estimated value$95,192
CheaperTypical $225,648Pricier

Pricier than 9% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 61% of homes nearby

Year built1988
OlderTypical 1988Newer

Newer than 51% of homes nearby

How ranks against every home in each area.
MeasureThis homeHouston County
Estimated valuepricier than$95,1929% of homes
Lot sizebigger than1 ac61% of homes
Year builtnewer than198851% of homes

About

How much is , Ratcliff, TX worth?

The TopHap Estimate for , Ratcliff, TX is $95,192 as of Aug 30, 2026. The likely range is $86,665 to $103,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Ratcliff, TX last sell?

, Ratcliff, TX last sold on Jan 1, 1900, according to the county's recorded deed.

When was , Ratcliff, TX built?

, Ratcliff, TX was built in 1988, making it 38 years old.

What schools serve , Ratcliff, TX?

, Ratcliff, TX is assigned to Kennard Independent School District (elementary), rated B. All sit in Kennard Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Ratcliff, TX compare to other homes in Houston County?

Among the 9,401 homes in Houston County, it is worth more than 9% of them ($95,192 against a typical $225,648), its lot is bigger than 61% of them (1 ac against a typical 1 ac) and it is newer than 51% of them (1988 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Ratcliff, TX?

The 2026 property tax bill for , Ratcliff, TX was $171. The county assessed it at $13,500.

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Assigned schools

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