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Single Family ResidenceResidential
$99,207$65 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

RAY CITY, GA 31645
2
Baths
1,515 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$99K
$81K low$117K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$99,207
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$79,366

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$630 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,201 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,001
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,201
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,502

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBerrien
Lot (acres)The size of the land the home sits on, from county records.23.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Berrien Middle SchoolC
Middle · Grades 6–8 · 8.8 mi
H
Berrien High SchoolB-
High · Grades 9–12 · 9.4 mi
E
Berrien Primary School
Elementary · Grades PK–2 · 10.5 mi

District: Berrien County School District

Neighborhood · ZIP 31645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,578
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Ray City 31645
  • Costs less per square foot than 84% of homes in Ray City 31645
  • Has a bigger lot than 97% of homes in Ray City 31645
  • Older than 96% of homes in Ray City 31645

What homes are worth in Ray City 31645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$477K

This home is worth more than 24% of homes in Ray City 31645.

How it measures up in Ray City 31645

The dot is this home. The mark in the middle is the typical home in Ray City 31645.

Estimated value$99,207
CheaperTypical $199,602Pricier

Pricier than 24% of homes nearby

Price per ft²$65
CheaperTypical $128Pricier

Pricier than 16% of homes nearby

Living area1,515 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 48% of homes nearby

Lot size23 ac
SmallerTypical 1.04 acBigger

Bigger than 97% of homes nearby

Year built1927
OlderTypical 1998Newer

Newer than 4% of homes nearby

How ranks against every home in each area.
MeasureThis homeRay City 31645Berrien County
Estimated valuepricier than$99,20724% of homes33% of homes
Price per ft²pricier than$6516% of homes25% of homes
Living areabigger than1,515 ft²48% of homes49% of homes
Lot sizebigger than23 ac97% of homes92% of homes
Year builtnewer than19274% of homes6% of homes

About

How much is , Ray City, GA worth?

The TopHap Estimate for , Ray City, GA is $99,207 as of Jul 14, 2026. The likely range is $81,482 to $116,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is , Ray City, GA?

, Ray City, GA has 2 bathrooms, 1,515 square feet of living space and a 23.00-acre lot.

When was , Ray City, GA built?

, Ray City, GA was built in 1927, making it 99 years old. The building has 1 story.

What schools serve , Ray City, GA?

, Ray City, GA is assigned to Berrien Middle School (middle), rated C; Berrien High School (high), rated B-; Berrien Primary School (elementary). All sit in Berrien County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Ray City, GA compare to other homes in Ray City 31645?

Among the 1,655 homes in Ray City 31645, it is worth more than 24% of them ($99,207 against a typical $199,602), its price per square foot is higher than 16% of them ($65 against a typical $128), it is bigger than 48% of them (1,515 ft² against a typical 1,537 ft²), its lot is bigger than 97% of them (23 ac against a typical 1.04 ac) and it is newer than 4% of them (1927 against a typical 1998). Measured against all of Berrien County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Ray City, GA?

The 2024 property tax bill for , Ray City, GA was $630. The county assessed it at $32,201.

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Assigned schools

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