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Single Family ResidenceResidential
$36,984$27 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,000 on Aug 13, 2015

ROFF, OK 74865
3
Beds
1
Baths
1,355 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$37K
$28K low$46K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Aug 13, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$18,877
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$15,102
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,107
OKLAHOMA HERITAGE BANK · recorded Aug 13, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,377 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,477
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,216
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$31,309

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyPontotoc
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 72 ft²Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Roff High SchoolB+
High · Grades 9–12 · 0.3 mi
E
Roff Elementary SchoolB-
Elementary · Grades PK–8 · 0.4 mi

District: Roff Public Schools

Neighborhood · ZIP 74865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,195
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,467
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Pontotoc County
  • Among the lowest price per square foot in Pontotoc County
  • Older than 87% of homes in Pontotoc County

What homes are worth in Roff 74865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$922K

This home is worth more than 2% of homes in Roff 74865.

How it measures up in Roff 74865

The dot is this home. The mark in the middle is the typical home in Roff 74865.

Estimated value$36,984
CheaperTypical $167,040Pricier

Pricier than 2% of homes nearby

Price per ft²$27
CheaperTypical $121Pricier

Cheaper than almost all homes nearby

Living area1,355 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 43% of homes nearby

Year built1940
OlderTypical 1978Newer

Newer than 17% of homes nearby

How ranks against every home in each area.
MeasureThis homeRoff 74865Pontotoc County
Estimated valuepricier than$36,9842% of homesalmost no homes
Price per ft²pricier than$27almost no homesalmost no homes
Living areabigger than1,355 ft²43% of homes40% of homes
Year builtnewer than194017% of homes13% of homes

About

How much is , Roff, OK worth?

The TopHap Estimate for , Roff, OK is $36,984 as of Jul 14, 2026. The likely range is $27,904 to $46,064. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Roff, OK last sell?

, Roff, OK last sold on Aug 13, 2015 for $20,000, according to the county's recorded deed.

How big is , Roff, OK?

, Roff, OK has 3 bedrooms, 1 bathrooms and 1,355 square feet of living space.

When was , Roff, OK built?

, Roff, OK was built in 1940, making it 86 years old. It is a traditional/old home. The building has 1 story.

What schools serve , Roff, OK?

, Roff, OK is assigned to Roff High School (high), rated B+; Roff Elementary School (elementary), rated B-. All sit in Roff Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Roff, OK compare to other homes in Roff 74865?

Among the 653 homes in Roff 74865, it is worth more than 2% of them ($36,984 against a typical $167,040), its price per square foot is higher than almost none of them ($27 against a typical $121), it is bigger than 43% of them (1,355 ft² against a typical 1,440 ft²) and it is newer than 17% of them (1940 against a typical 1978). Measured against all of Pontotoc County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Roff, OK?

The 2025 property tax bill for , Roff, OK was $327. The county assessed it at $3,377.

Closest homes

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Assigned schools

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