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Single Family ResidenceResidential
$74,993
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

S SMITH ST

HOLLY RIDGE, NC 28445
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$75K
$39K low$111K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$390 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,237 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,737
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,237
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,237

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coastal Elementary SchoolA+
Elementary · Grades KG–5 · 4.2 mi
M
Dixon Middle SchoolB+
Middle · Grades 6–8 · 7.8 mi
H
Dixon High SchoolC+
High · Grades 9–12 · 8.0 mi

District: Onslow County Schools

Neighborhood · ZIP 28445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,256
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

S Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Holly Ridge 28445
  • Has a smaller lot than 69% of homes in Onslow County

What homes are worth in Holly Ridge 28445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$1.8M

This home is worth less than almost all homes in Holly Ridge 28445.

How it measures up in Holly Ridge 28445

The dot is this home. The mark in the middle is the typical home in Holly Ridge 28445.

Estimated value$74,993
CheaperTypical $606,025Pricier

Cheaper than almost all homes nearby

Lot size0.3 ac
SmallerTypical 0.19 acBigger

Bigger than 68% of homes nearby

How S Smith St ranks against every home in each area.
MeasureThis homeHolly Ridge 28445Onslow County
Estimated valuepricier than$74,993almost no homes2% of homes
Lot sizebigger than0.3 ac68% of homes31% of homes

About S Smith St

How much is S Smith St, Holly Ridge, NC worth?

The TopHap Estimate for S Smith St, Holly Ridge, NC is $74,993 as of Aug 30, 2026. The likely range is $39,427 to $110,559. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did S Smith St, Holly Ridge, NC last sell?

S Smith St, Holly Ridge, NC last sold on Apr 19, 2025, according to the county's recorded deed.

What schools serve S Smith St, Holly Ridge, NC?

S Smith St, Holly Ridge, NC is assigned to Coastal Elementary School (elementary), rated A+; Dixon Middle School (middle), rated B+; Dixon High School (high), rated C+. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does S Smith St, Holly Ridge, NC compare to other homes in Holly Ridge 28445?

Among the 9,809 homes in Holly Ridge 28445, it is worth more than almost none of them ($74,993 against a typical $606,025) and its lot is bigger than 68% of them (0.3 ac against a typical 0.19 ac). Measured against all of Onslow County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on S Smith St, Holly Ridge, NC?

The 2025 property tax bill for S Smith St, Holly Ridge, NC was $390. The county assessed it at $39,237.

More homes on S Smith St

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More homes in Holly Ridge 28445

Assigned schools

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