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Residential (General/Single)Residential
$48,109
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 40How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $2,600,000 on May 4, 2017

SADDLE LN

SPENCER, TN 38585
0
Baths
5.05 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$48K
$19K low$77K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,600,000 · May 4, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$134 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,575 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,025
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$22,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyVan Buren
Lot (acres)The size of the land the home sits on, from county records.5.05
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Van Buren County High SchoolB
Middle · Grades 6–12 · 10.1 mi
E
Spencer Elementary SchoolB
Elementary · Grades PK–5 · 10.1 mi

District: Van Buren County School District

Neighborhood · ZIP 38585These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,214
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Saddle Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Van Buren County
  • Has a bigger lot than 68% of homes in Spencer 38585

What homes are worth in Spencer 38585

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$693K

This home is worth more than 6% of homes in Spencer 38585.

How it measures up in Spencer 38585

The dot is this home. The mark in the middle is the typical home in Spencer 38585.

Estimated value$48,109
CheaperTypical $168,214Pricier

Pricier than 6% of homes nearby

Lot size5.05 ac
SmallerTypical 2.39 acBigger

Bigger than 68% of homes nearby

How Saddle Ln ranks against every home in each area.
MeasureThis homeSpencer 38585Van Buren County
Estimated valuepricier than$48,1096% of homes5% of homes
Lot sizebigger than5.05 ac68% of homes67% of homes

About Saddle Ln

How much is Saddle Ln, Spencer, TN worth?

The TopHap Estimate for Saddle Ln, Spencer, TN is $48,109 as of Aug 30, 2026. The likely range is $19,365 to $76,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Saddle Ln, Spencer, TN last sell?

Saddle Ln, Spencer, TN last sold on May 4, 2017 for $2,600,000, according to the county's recorded deed.

What schools serve Saddle Ln, Spencer, TN?

Saddle Ln, Spencer, TN is assigned to Van Buren County High School (middle), rated B; Spencer Elementary School (elementary), rated B. All sit in Van Buren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Saddle Ln, Spencer, TN compare to other homes in Spencer 38585?

Among the 2,407 homes in Spencer 38585, it is worth more than 6% of them ($48,109 against a typical $168,214) and its lot is bigger than 68% of them (5.05 ac against a typical 2.39 ac). Measured against all of Van Buren County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Saddle Ln, Spencer, TN?

The 2024 property tax bill for Saddle Ln, Spencer, TN was $134. The county assessed it at $5,575.

More homes on Saddle Ln

Closest homes

More homes in Spencer 38585

Assigned schools

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