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Single Family ResidenceResidential
$319,031$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

SADDLE TRL

BANDERA, TX 78003
0
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.37 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$319K
$269K low$369K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$545 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,120 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,120

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBANDERA
Lot (acres)The size of the land the home sits on, from county records.3.37
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboTennis courtDeck · 666 ft²Patio · 846 ft²Porch · 364 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bandera High SchoolC-
High · Grades 9–12 · 3.9 mi
M
Bandera Middle SchoolB
Middle · Grades 6–8 · 4.7 mi
E
Hill Country Elementary SchoolC-
Elementary · Grades PK–5 · 6.5 mi

District: Bandera Independent School District

Neighborhood · ZIP 78003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,458
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Saddle Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Bandera County
  • Costs less per square foot than 84% of homes in Bandera County
  • Has a bigger lot than 75% of homes in Bandera 78003
  • Newer than 80% of homes in Bandera County

What homes are worth in Bandera 78003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1.1M

This home is worth more than 32% of homes in Bandera 78003.

How it measures up in Bandera 78003

The dot is this home. The mark in the middle is the typical home in Bandera 78003.

Estimated value$319,031
CheaperTypical $407,760Pricier

Pricier than 32% of homes nearby

Price per ft²$199
CheaperTypical $250Pricier

Pricier than 20% of homes nearby

Living area1,600 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 56% of homes nearby

Lot size3.37 ac
SmallerTypical 0.99 acBigger

Bigger than 75% of homes nearby

Year built2014
OlderTypical 2002Newer

Newer than 74% of homes nearby

How Saddle Trl ranks against every home in each area.
MeasureThis homeBandera 78003Bandera County
Estimated valuepricier than$319,03132% of homes29% of homes
Price per ft²pricier than$19920% of homes16% of homes
Living areabigger than1,600 ft²56% of homes56% of homes
Lot sizebigger than3.37 ac75% of homes69% of homes
Year builtnewer than201474% of homes80% of homes

About Saddle Trl

How much is Saddle Trl, Bandera, TX worth?

The TopHap Estimate for Saddle Trl, Bandera, TX is $319,031 as of Sep 24, 2026. The likely range is $268,618 to $369,444. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Saddle Trl, Bandera, TX last sell?

Saddle Trl, Bandera, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is Saddle Trl, Bandera, TX?

Saddle Trl, Bandera, TX has 1,600 square feet of living space and a 3.37-acre lot.

When was Saddle Trl, Bandera, TX built?

Saddle Trl, Bandera, TX was built in 2014, making it 12 years old. The building has 1 story.

What schools serve Saddle Trl, Bandera, TX?

Saddle Trl, Bandera, TX is assigned to Bandera High School (high), rated C-; Bandera Middle School (middle), rated B; Hill Country Elementary School (elementary), rated C-. All sit in Bandera Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Saddle Trl, Bandera, TX compare to other homes in Bandera 78003?

Among the 6,606 homes in Bandera 78003, it is worth more than 32% of them ($319,031 against a typical $407,760), its price per square foot is higher than 20% of them ($199 against a typical $250), it is bigger than 56% of them (1,600 ft² against a typical 1,488 ft²), its lot is bigger than 75% of them (3.37 ac against a typical 0.99 ac) and it is newer than 74% of them (2014 against a typical 2002). Measured against all of Bandera County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Saddle Trl, Bandera, TX?

The 2025 property tax bill for Saddle Trl, Bandera, TX was $545. The county assessed it at $40,120.

More homes on Saddle Trl

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More homes in Bandera 78003

Assigned schools

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