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Single Family ResidenceResidential
$168,286$876 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

SILVER BAY, MN 55614
1
Beds
0
Baths
192 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$168K
$113K low$224K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$426 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyLAKE
Lot (acres)The size of the land the home sits on, from county records.40.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Space
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
William M. Kelley Secondary SchoolC
Middle · Grades 6–12 · 13.0 mi
E
William Kelley Elementary SchoolC+
Elementary · Grades PK–5 · 13.0 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55614These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,394
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Lake County
  • Among the highest price per square foot in Silver Bay 55614
  • Among the smallest homes in Silver Bay 55614
  • Among the largest lots in Silver Bay 55614
  • Newer than 84% of homes in Silver Bay 55614

What homes are worth in Silver Bay 55614

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$975K

This home is worth more than 60% of homes in Silver Bay 55614.

How it measures up in Silver Bay 55614

The dot is this home. The mark in the middle is the typical home in Silver Bay 55614.

Estimated value$168,286
CheaperTypical $146,764Pricier

Pricier than 60% of homes nearby

Price per ft²$876
CheaperTypical $151Pricier

Pricier than almost all homes nearby

Living area192 ft²
SmallerTypical 960 ft²Bigger

Smaller than almost all homes nearby

Lot size40 ac
SmallerTypical 0.28 acBigger

Bigger than almost all homes nearby

Year built2000
OlderTypical 1959Newer

Newer than 84% of homes nearby

How ranks against every home in each area.
MeasureThis homeSilver Bay 55614Lake County
Estimated valuepricier than$168,28660% of homes29% of homes
Price per ft²pricier than$876almost all homes98% of homes
Living areabigger than192 ft²almost no homesalmost no homes
Lot sizebigger than40 acalmost all homesalmost all homes
Year builtnewer than200084% of homes75% of homes

About

How much is , Silver Bay, MN worth?

The TopHap Estimate for , Silver Bay, MN is $168,286 as of Oct 21, 2026. The likely range is $112,778 to $223,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Silver Bay, MN last sell?

, Silver Bay, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is , Silver Bay, MN?

, Silver Bay, MN has 1 bedrooms, 192 square feet of living space and a 40.00-acre lot.

When was , Silver Bay, MN built?

, Silver Bay, MN was built in 2000, making it 26 years old. It is a rustic home. The building has 1 story.

What schools serve , Silver Bay, MN?

, Silver Bay, MN is assigned to William M. Kelley Secondary School (middle), rated C; William Kelley Elementary School (elementary), rated C+. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Silver Bay, MN compare to other homes in Silver Bay 55614?

Among the 1,738 homes in Silver Bay 55614, it is worth more than 60% of them ($168,286 against a typical $146,764), its price per square foot is higher than almost all of them ($876 against a typical $151), it is bigger than almost none of them (192 ft² against a typical 960 ft²), its lot is bigger than almost all of them (40 ac against a typical 0.28 ac) and it is newer than 84% of them (2000 against a typical 1959). Measured against all of Lake County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Silver Bay, MN?

The 2026 property tax bill for , Silver Bay, MN was $426. The county assessed it at $74,200.

Closest homes

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Assigned schools

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