Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$59,407
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

SPENCER, IA 51301
0
Baths
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$59K
$47K low$72K high

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCLAY
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolB+
High · Grades 9–12 · 0.7 mi
E
Fairview Park Elementary School
Elementary · Grades 1–2 · 0.8 mi
M
Spencer Middle SchoolA
Middle · Grades 7–8 · 1.0 mi

District: Spencer Community School District

Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Spencer 51301

What homes are worth in Spencer 51301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$517K

This home is worth more than 5% of homes in Spencer 51301.

How it measures up in Spencer 51301

The dot is this home. The mark in the middle is the typical home in Spencer 51301.

Estimated value$59,407
CheaperTypical $162,912Pricier

Pricier than 5% of homes nearby

Lot size0.24 ac
SmallerTypical 0.23 acBigger

Bigger than 53% of homes nearby

How ranks against every home in each area.
MeasureThis homeSpencer 51301Clay County
Estimated valuepricier than$59,4075% of homes8% of homes
Lot sizebigger than0.24 ac53% of homes44% of homes

About

How much is , Spencer, IA worth?

The TopHap Estimate for , Spencer, IA is $59,407 as of Aug 30, 2026. The likely range is $46,866 to $71,948. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Spencer, IA last sell?

, Spencer, IA last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve , Spencer, IA?

, Spencer, IA is assigned to Spencer High School (high), rated B+; Fairview Park Elementary School (elementary); Spencer Middle School (middle), rated A. All sit in Spencer Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Spencer, IA compare to other homes in Spencer 51301?

Among the 5,011 homes in Spencer 51301, it is worth more than 5% of them ($59,407 against a typical $162,912) and its lot is bigger than 53% of them (0.24 ac against a typical 0.23 ac). Measured against all of Clay County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Spencer 51301

Assigned schools

Explore the area

See this home in context

Open on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map