Residential (General/Single)Residential
$79,721
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
SPENCER, IA 51301
0
Baths
Valuation
$80K
$61K low$99K high
Climate Risk
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyClay
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EHM
Fairview Park Elementary School
Elementary · Grades 1–2 · 1.6 mi
Spencer High SchoolB+
High · Grades 9–12 · 1.6 mi
Spencer Middle SchoolA
Middle · Grades 7–8 · 2.0 mi
District: Spencer Community School District
Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%
Owner Tools
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Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth less than 89% of homes in Spencer 51301
What homes are worth in Spencer 51301
Each bar is how many homes fall in that price range. The marker is this home.
This home
$47K$517K
This home is worth more than 11% of homes in Spencer 51301.
How it measures up in Spencer 51301
The dot is this home. The mark in the middle is the typical home in Spencer 51301.
Estimated value$79,721
CheaperTypical $162,912Pricier
Pricier than 11% of homes nearby
| Measure | This home | Spencer 51301 | Clay County |
|---|---|---|---|
| Estimated valuepricier than | $79,721 | 11% of homes | 17% of homes |
Closest homes
- 1418 W 4th St$118K162 ft · 4 bd · 2 ba · 1,060 ft² · Sold Jan 1900
- 315 14th Ave W$118K128 ft · 2 bd · 1 ba · 981 ft² · Sold Jan 1900
- 304 Tompkins Ct$210K135 ft · 1 bd · 3 ba · 2,406 ft² · Sold $39K · Apr 2005
- 1422 W 4th St$135K177 ft · 4 bd · 2 ba · 1,402 ft² · Sold $97K · Nov 2020
- 311 14th Ave W$189K155 ft · 4 bd · 3.5 ba · 2,750 ft² · Sold Jan 1900
- 319 14th Ave W$169K196 ft · 3 bd · 2.5 ba · 2,138 ft² · Sold Jan 1900
- 1412 W 4th St196 ft · 4 bd · 3 ba · 2,146 ft² · Sold $35K · Dec 2003
- 1412 1/2 W 4th St196 ft · 4 bd · 3 ba · 2,146 ft² · Sold Apr 2004
More homes in Spencer 51301
- 1900 4th Ave Sw$121K1 bd · 1 ba · 783 ft² · Sold $121K · Jul 2026
- 809 9th Ave E1 bd · 2 ba · 344 ft² · Sold $94K · Jul 2026
- 1310 8th Ave Sw$288K3 bd · 2 ba · 1,493 ft² · Sold $289K · Jul 2026
- 210 7th St Sw$250K3 bd · 2 ba · 1,428 ft² · Sold $250K · Jul 2026
- 800 W 4th St$161K3 bd · 1 ba · 1,035 ft² · Sold $185K · Jul 2026
- 608 2nd Ave Sw$172K2 bd · 2 ba · 925 ft² · Sold $173K · Jul 2026
- 419 W 5th St$90K2 bd · 1.5 ba · 1,128 ft² · Sold $90K · Jul 2026
- 313 E 12th St$165K2 bd · 1 ba · 884 ft² · Sold $165K · Jul 2026
- 503 Elmwood Dr$234K4 bd · 2 ba · 1,232 ft² · Sold $235K · Jul 2026
- 1315 3rd Ave W$234K3 bd · 2 ba · 1,536 ft² · Sold $235K · Jul 2026
- 424 E 10th St$145K2 bd · 1.5 ba · 832 ft² · Sold $145K · Jul 2026
- 1900 4th Ave Sw$164K2 bd · 2 ba · 1,134 ft² · Sold $165K · Jul 2026
Assigned schools
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