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Single Family ResidenceResidential
$197,084
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

SPENCER, SD 57374
0
Baths
2,800 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$197K
$190K low$204K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$197,084
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,667

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$857 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$857
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$857
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$857

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcCook
Lot (acres)The size of the land the home sits on, from county records.0.06

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Goldenview Colony School - 04C-
Elementary · Grades KG–8 · 7.9 mi
H
McCook Central High School - 01B
High · Grades 9–12 · 10.4 mi

District: McCook Central School District 43-7

Neighborhood · ZIP 57374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,223
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Spencer 57374
  • Among the smallest lots in McCook County

What homes are worth in Spencer 57374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$637K

This home is worth more than 28% of homes in Spencer 57374.

How it measures up in Spencer 57374

The dot is this home. The mark in the middle is the typical home in Spencer 57374.

Estimated value$197,084
CheaperTypical $231,437Pricier

Pricier than 28% of homes nearby

Lot size2,800 ft²
SmallerTypical 1 acBigger

Smaller than almost all homes nearby

How ranks against every home in each area.
MeasureThis homeSpencer 57374McCook County
Estimated valuepricier than$197,08428% of homes34% of homes
Lot sizebigger than2,800 ft²almost no homesalmost no homes

About

How much is , Spencer, SD worth?

The TopHap Estimate for , Spencer, SD is $197,084 as of Jul 14, 2026. The likely range is $190,406 to $203,762. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve , Spencer, SD?

, Spencer, SD is assigned to Goldenview Colony School - 04 (elementary), rated C-; McCook Central High School - 01 (high), rated B. All sit in McCook Central School District 43-7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Spencer, SD compare to other homes in Spencer 57374?

Among the 178 homes in Spencer 57374, it is worth more than 28% of them ($197,084 against a typical $231,437) and its lot is bigger than almost none of them (2,800 ft² against a typical 1 ac). Measured against all of McCook County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Spencer, SD?

The 2025 property tax bill for , Spencer, SD was $22. The county assessed it at $857.

Closest homes

More homes in Spencer 57374

Assigned schools

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