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Single Family ResidenceResidential
$240,826
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

STATE HIGHWAY 43

SPENCER, IN 47460
0
Baths
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.

Valuation

$241K
$181K low$301K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$334 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$24,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.77 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOWEN
Lot (acres)The size of the land the home sits on, from county records.0.66
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McCormick's Creek Elementary SchoolA-
Elementary · Grades PK–6 · 0.9 mi
H
Owen Valley Community High SchoolC-
High · Grades 9–12 · 3.6 mi
M
Owen Valley Middle SchoolB+
Middle · Grades 7–8 · 3.7 mi

District: Spencer-Owen Community Schools

Neighborhood · ZIP 47460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,799
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,094
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,779
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

State Highway 43 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 75% of homes in Spencer 47460
  • Older than 76% of homes in Spencer 47460

What homes are worth in Spencer 47460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$596K

This home is worth more than 48% of homes in Spencer 47460.

How it measures up in Spencer 47460

The dot is this home. The mark in the middle is the typical home in Spencer 47460.

Estimated value$240,826
CheaperTypical $246,007Pricier

Pricier than 48% of homes nearby

Lot size0.66 ac
SmallerTypical 2.21 acBigger

Bigger than 25% of homes nearby

Year built1960
OlderTypical 1986Newer

Newer than 24% of homes nearby

How State Highway 43 ranks against every home in each area.
MeasureThis homeSpencer 47460Owen County
Estimated valuepricier than$240,82648% of homes53% of homes
Lot sizebigger than0.66 ac25% of homes25% of homes
Year builtnewer than196024% of homes25% of homes

About State Highway 43

How much is State Highway 43, Spencer, IN worth?

The TopHap Estimate for State Highway 43, Spencer, IN is $240,826 as of Sep 24, 2026. The likely range is $181,088 to $300,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did State Highway 43, Spencer, IN last sell?

State Highway 43, Spencer, IN last sold on Jan 1, 1900, according to the county's recorded deed.

When was State Highway 43, Spencer, IN built?

State Highway 43, Spencer, IN was built in 1960, making it 66 years old.

What schools serve State Highway 43, Spencer, IN?

State Highway 43, Spencer, IN is assigned to McCormick's Creek Elementary School (elementary), rated A-; Owen Valley Community High School (high), rated C-; Owen Valley Middle School (middle), rated B+. All sit in Spencer-Owen Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does State Highway 43, Spencer, IN compare to other homes in Spencer 47460?

Among the 4,885 homes in Spencer 47460, it is worth more than 48% of them ($240,826 against a typical $246,007), its lot is bigger than 25% of them (0.66 ac against a typical 2.21 ac) and it is newer than 24% of them (1960 against a typical 1986). Measured against all of Owen County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on State Highway 43, Spencer, IN?

The 2025 property tax bill for State Highway 43, Spencer, IN was $334. The county assessed it at $24,700.

More homes on State Highway 43

Closest homes

More homes in Spencer 47460

Assigned schools

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