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Single Family ResidentialResidential
$107,527$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

TERRACE DR

GERALD, MO 63037
0
Baths
588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.

Valuation

$108K
$68K low$147K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$122 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,898 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,957
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$9,990

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.70
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gerald Elementary SchoolC-
Elementary · Grades PK–5 · 0.7 mi
H
Owensville High SchoolC
High · Grades 9–12 · 8.4 mi
M
Owensville Middle SchoolC
Middle · Grades 6–8 · 8.5 mi

District: Gasconade County R-Ii School District

Neighborhood · ZIP 63037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,166
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,452
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Gerald 63037
  • Smaller than 98% of homes in Franklin County
  • Has a smaller lot than 73% of homes in Gerald 63037

What homes are worth in Gerald 63037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$798K

This home is worth more than 2% of homes in Gerald 63037.

How it measures up in Gerald 63037

The dot is this home. The mark in the middle is the typical home in Gerald 63037.

Estimated value$107,527
CheaperTypical $258,421Pricier

Pricier than 2% of homes nearby

Price per ft²$183
CheaperTypical $184Pricier

Pricier than 49% of homes nearby

Living area588 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.7 ac
SmallerTypical 4.9 acBigger

Bigger than 27% of homes nearby

Year built1975
OlderTypical 1977Newer

Newer than 48% of homes nearby

How Terrace Dr ranks against every home in each area.
MeasureThis homeGerald 63037Franklin County
Estimated valuepricier than$107,5272% of homes3% of homes
Price per ft²pricier than$18349% of homes37% of homes
Living areabigger than588 ft²4% of homes2% of homes
Lot sizebigger than0.7 ac27% of homes50% of homes
Year builtnewer than197548% of homes39% of homes

About Terrace Dr

How much is Terrace Dr, Gerald, MO worth?

The TopHap Estimate for Terrace Dr, Gerald, MO is $107,527 as of Aug 30, 2026. The likely range is $68,373 to $146,681. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Terrace Dr, Gerald, MO last sell?

Terrace Dr, Gerald, MO last sold on Jan 18, 2012, according to the county's recorded deed.

How big is Terrace Dr, Gerald, MO?

Terrace Dr, Gerald, MO has 588 square feet of living space and a 0.70-acre lot.

When was Terrace Dr, Gerald, MO built?

Terrace Dr, Gerald, MO was built in 1975, making it 51 years old.

What schools serve Terrace Dr, Gerald, MO?

Terrace Dr, Gerald, MO is assigned to Gerald Elementary School (elementary), rated C-; Owensville High School (high), rated C; Owensville Middle School (middle), rated C. All sit in Gasconade County R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Terrace Dr, Gerald, MO compare to other homes in Gerald 63037?

Among the 1,371 homes in Gerald 63037, it is worth more than 2% of them ($107,527 against a typical $258,421), its price per square foot is higher than 49% of them ($183 against a typical $184), it is bigger than 4% of them (588 ft² against a typical 1,346 ft²), its lot is bigger than 27% of them (0.7 ac against a typical 4.9 ac) and it is newer than 48% of them (1975 against a typical 1977). Measured against all of Franklin County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Terrace Dr, Gerald, MO?

The 2025 property tax bill for Terrace Dr, Gerald, MO was $122. The county assessed it at $1,898.

More homes on Terrace Dr

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Assigned schools

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