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Rural ResidenceResidential
$392,491$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1441 SETTLEMENT WAY

LULING, TX 78648
0
Baths
1,791 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$392K
$329K low$456K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$862
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$690
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$376,475
AMCAP MORTGAGE LTD · recorded Jan 31, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,154
DEPARTMENT OF HOUSING & URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,103 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$360,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,890
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,390
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$326,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,520

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGONZALES
Lot (acres)The size of the land the home sits on, from county records.5.02
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gonzales High SchoolC-
High · Grades 9–12 · 13.7 mi
M
Gonzales Jr High SchoolC-
Middle · Grades 6–8 · 13.8 mi
E
Gonzales Elementary School
Elementary · Grades KG–2 · 14.0 mi

District: Gonzales Independent School District

Neighborhood · ZIP 78648These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,895
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,228
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,271
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1441 Settlement Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Luling 78648
  • Costs more per square foot than 85% of homes in Gonzales County
  • Bigger than 75% of homes in Luling 78648
  • Has a bigger lot than 81% of homes in Luling 78648
  • Among the newest homes in Gonzales County

What homes are worth in Luling 78648

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$863K

This home is worth more than 84% of homes in Luling 78648.

How it measures up in Luling 78648

The dot is this home. The mark in the middle is the typical home in Luling 78648.

Estimated value$392,491
CheaperTypical $233,434Pricier

Pricier than 84% of homes nearby

Price per ft²$219
CheaperTypical $171Pricier

Pricier than 77% of homes nearby

Living area1,791 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 75% of homes nearby

Lot size5.02 ac
SmallerTypical 0.35 acBigger

Bigger than 81% of homes nearby

Year built2023
OlderTypical 1978Newer

Newer than almost all homes nearby

How 1441 Settlement Way ranks against every home in each area.
MeasureThis homeLuling 78648Gonzales County
Estimated valuepricier than$392,49184% of homes68% of homes
Price per ft²pricier than$21977% of homes85% of homes
Living areabigger than1,791 ft²75% of homes38% of homes
Lot sizebigger than5.02 ac81% of homes71% of homes
Year builtnewer than2023almost all homesalmost all homes

About 1441 Settlement Way

How much is 1441 Settlement Way, Luling, TX worth?

The TopHap Estimate for 1441 Settlement Way, Luling, TX is $392,491 as of Jul 14, 2026. The likely range is $328,784 to $456,198. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1441 Settlement Way, Luling, TX last sell?

1441 Settlement Way, Luling, TX last sold on Aug 16, 2022, according to the county's recorded deed.

How big is 1441 Settlement Way, Luling, TX?

1441 Settlement Way, Luling, TX has 1,791 square feet of living space and a 5.02-acre lot.

When was 1441 Settlement Way, Luling, TX built?

1441 Settlement Way, Luling, TX was built in 2023, making it 3 years old.

What schools serve 1441 Settlement Way, Luling, TX?

1441 Settlement Way, Luling, TX is assigned to Gonzales High School (high), rated C-; Gonzales Jr High School (middle), rated C-; Gonzales Elementary School (elementary). All sit in Gonzales Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1441 Settlement Way, Luling, TX compare to other homes in Luling 78648?

Among the 3,543 homes in Luling 78648, it is worth more than 84% of them ($392,491 against a typical $233,434), its price per square foot is higher than 77% of them ($219 against a typical $171), it is bigger than 75% of them (1,791 ft² against a typical 1,344 ft²), its lot is bigger than 81% of them (5.02 ac against a typical 0.35 ac) and it is newer than almost all of them (2023 against a typical 1978). Measured against all of Gonzales County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1441 Settlement Way, Luling, TX?

The 2025 property tax bill for 1441 Settlement Way, Luling, TX was $5,103. The county assessed it at $360,280.

More homes on Settlement Way

Closest homes

More homes in Luling 78648

Assigned schools

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