Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$640,576$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $249,400 on Dec 27, 2016

108 SPANISH OAK ST

SEGUIN, TX 78155
3
Beds
3.5
Baths
3,438 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$641K
$585K low$696K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,400 · Dec 27, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$385,804
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$308,643
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$254,772
SUN WEST MTG · recorded Dec 28, 2016

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$612,191 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$540,841
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$644,189
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$612,191

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGUADALUPE
Lot (acres)The size of the land the home sits on, from county records.0.93
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 35 ft²Porch · 165 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Navarro High SchoolB
High · Grades 9–12 · 3.8 mi
M
Navarro Junior High SchoolB
Middle · Grades 7–8 · 3.9 mi
E
Navarro Elementary School
Elementary · Grades PK–3 · 3.9 mi

District: Navarro Independent School District

Neighborhood · ZIP 78155These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.58,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.164 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,092
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Spanish Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Seguin 78155
  • Costs more per square foot than 78% of homes in Guadalupe County
  • Bigger than 97% of homes in Seguin 78155
  • Has a bigger lot than 87% of homes in Guadalupe County
  • Older than 77% of homes in Guadalupe County

What homes are worth in Seguin 78155

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$713K

This home is worth more than 97% of homes in Seguin 78155.

How it measures up in Seguin 78155

The dot is this home. The mark in the middle is the typical home in Seguin 78155.

Estimated value$640,576
CheaperTypical $269,592Pricier

Pricier than 97% of homes nearby

Price per ft²$186
CheaperTypical $158Pricier

Pricier than 75% of homes nearby

Living area3,438 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.93 ac
SmallerTypical 0.23 acBigger

Bigger than 79% of homes nearby

Year built1991
OlderTypical 2000Newer

Newer than 37% of homes nearby

How 108 Spanish Oak St ranks against every home in each area.
MeasureThis homeSeguin 78155Guadalupe County
Estimated valuepricier than$640,57697% of homes97% of homes
Price per ft²pricier than$18675% of homes78% of homes
Living areabigger than3,438 ft²97% of homes96% of homes
Lot sizebigger than0.93 ac79% of homes87% of homes
Year builtnewer than199137% of homes23% of homes

About 108 Spanish Oak St

How much is 108 Spanish Oak St, Seguin, TX worth?

The TopHap Estimate for 108 Spanish Oak St, Seguin, TX is $640,576 as of Jul 14, 2026. The likely range is $585,063 to $696,089. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Spanish Oak St, Seguin, TX last sell?

108 Spanish Oak St, Seguin, TX last sold on Dec 27, 2016 for $249,400, according to the county's recorded deed.

How big is 108 Spanish Oak St, Seguin, TX?

108 Spanish Oak St, Seguin, TX has 3 bedrooms, 3.5 bathrooms, 3,438 square feet of living space and a 0.93-acre lot.

When was 108 Spanish Oak St, Seguin, TX built?

108 Spanish Oak St, Seguin, TX was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 108 Spanish Oak St, Seguin, TX?

108 Spanish Oak St, Seguin, TX is assigned to Navarro High School (high), rated B; Navarro Junior High School (middle), rated B; Navarro Elementary School (elementary). All sit in Navarro Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Spanish Oak St, Seguin, TX compare to other homes in Seguin 78155?

Among the 26,236 homes in Seguin 78155, it is worth more than 97% of them ($640,576 against a typical $269,592), its price per square foot is higher than 75% of them ($186 against a typical $158), it is bigger than 97% of them (3,438 ft² against a typical 1,627 ft²), its lot is bigger than 79% of them (0.93 ac against a typical 0.23 ac) and it is newer than 37% of them (1991 against a typical 2000). Measured against all of Guadalupe County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Spanish Oak St

Closest homes

More homes in Seguin 78155

Assigned schools

Explore the area

See this home in context

Open 108 Spanish Oak St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map