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Single Family ResidenceResidential
$300,135
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

416 SADDLE SPUR

CIBOLO, TX 78108
0
Baths
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$300K
$258K low$342K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,135
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,108

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$200,001 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,158
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,843
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,001

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGUADALUPE
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cibolo Valley Elementary SchoolC+
Elementary · Grades PK–4 · 0.7 mi
H
Steele High SchoolB+
High · Grades 9–12 · 1.7 mi
M
Dobie Junior High SchoolB
Middle · Grades 7–8 · 3.0 mi

District: Schertz-Cibolo-Universal City Independent School District

Neighborhood · ZIP 78108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,606 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,605
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,887
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

416 Saddle Spur measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Cibolo 78108
  • Has a smaller lot than 87% of homes in Cibolo 78108

What homes are worth in Cibolo 78108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$191K$570K

This home is worth more than 28% of homes in Cibolo 78108.

How it measures up in Cibolo 78108

The dot is this home. The mark in the middle is the typical home in Cibolo 78108.

Estimated value$300,135
CheaperTypical $344,802Pricier

Pricier than 28% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 13% of homes nearby

How 416 Saddle Spur ranks against every home in each area.
MeasureThis homeCibolo 78108Guadalupe County
Estimated valuepricier than$300,13528% of homes47% of homes
Lot sizebigger than0.14 ac13% of homes18% of homes

About 416 Saddle Spur

How much is 416 Saddle Spur, Cibolo, TX worth?

The TopHap Estimate for 416 Saddle Spur, Cibolo, TX is $300,135 as of Jul 14, 2026. The likely range is $257,840 to $342,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 416 Saddle Spur, Cibolo, TX last sell?

416 Saddle Spur, Cibolo, TX last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 416 Saddle Spur, Cibolo, TX?

416 Saddle Spur, Cibolo, TX is assigned to Cibolo Valley Elementary School (elementary), rated C+; Steele High School (high), rated B+; Dobie Junior High School (middle), rated B. All sit in Schertz-Cibolo-Universal City Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 416 Saddle Spur, Cibolo, TX compare to other homes in Cibolo 78108?

Among the 16,034 homes in Cibolo 78108, it is worth more than 28% of them ($300,135 against a typical $344,802) and its lot is bigger than 13% of them (0.14 ac against a typical 0.17 ac). Measured against all of Guadalupe County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 416 Saddle Spur, Cibolo, TX?

The 2025 property tax bill for 416 Saddle Spur, Cibolo, TX was $3,783. The county assessed it at $200,001.

Closest homes

More homes in Cibolo 78108

Assigned schools

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