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Single Family ResidenceResidential
$722,516$433 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $204,261 on Aug 25, 2016

UPPER WHITEWATER RD

SAPPHIRE, NC 28774
3
Beds
2
Baths
1,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$723K
$626K low$819K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$204,261 · Aug 25, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,744 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$459,051 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$409,051
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,160

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
84
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Patio · 224 ft²Porch · 180 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28774These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.38%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,334
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,510
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.80 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Upper Whitewater Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Jackson County
  • Costs more per square foot than 77% of homes in Sapphire 28774
  • Has a smaller lot than 87% of homes in Jackson County
  • Newer than 70% of homes in Jackson County

What homes are worth in Sapphire 28774

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$2.6M

This home is worth more than 55% of homes in Sapphire 28774.

How it measures up in Sapphire 28774

The dot is this home. The mark in the middle is the typical home in Sapphire 28774.

Estimated value$722,516
CheaperTypical $646,335Pricier

Pricier than 55% of homes nearby

Price per ft²$433
CheaperTypical $335Pricier

Pricier than 77% of homes nearby

Living area1,668 ft²
SmallerTypical 1,918 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.41 ac
SmallerTypical 0.77 acBigger

Bigger than 38% of homes nearby

Year built1999
OlderTypical 1991Newer

Newer than 64% of homes nearby

How Upper Whitewater Rd ranks against every home in each area.
MeasureThis homeSapphire 28774Jackson County
Estimated valuepricier than$722,51655% of homes74% of homes
Price per ft²pricier than$43377% of homes77% of homes
Living areabigger than1,668 ft²37% of homes55% of homes
Lot sizebigger than0.41 ac38% of homes13% of homes
Year builtnewer than199964% of homes70% of homes

About Upper Whitewater Rd

How much is Upper Whitewater Rd, Sapphire, NC worth?

The TopHap Estimate for Upper Whitewater Rd, Sapphire, NC is $722,516 as of Sep 24, 2026. The likely range is $625,740 to $819,292. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Upper Whitewater Rd, Sapphire, NC last sell?

Upper Whitewater Rd, Sapphire, NC last sold on Aug 25, 2016 for $204,261, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is Upper Whitewater Rd, Sapphire, NC?

Upper Whitewater Rd, Sapphire, NC has 3 bedrooms, 2 bathrooms, 1,668 square feet of living space and a 0.41-acre lot.

When was Upper Whitewater Rd, Sapphire, NC built?

Upper Whitewater Rd, Sapphire, NC was built in 1999, making it 27 years old. The building has 1 story.

How does Upper Whitewater Rd, Sapphire, NC compare to other homes in Sapphire 28774?

Among the 2,548 homes in Sapphire 28774, it is worth more than 55% of them ($722,516 against a typical $646,335), its price per square foot is higher than 77% of them ($433 against a typical $335), it is bigger than 37% of them (1,668 ft² against a typical 1,918 ft²), its lot is bigger than 38% of them (0.41 ac against a typical 0.77 ac) and it is newer than 64% of them (1999 against a typical 1991). Measured against all of Jackson County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Upper Whitewater Rd, Sapphire, NC?

The 2025 property tax bill for Upper Whitewater Rd, Sapphire, NC was $1,744. The county assessed it at $459,051.

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