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Residential (General/Single)Residential
$301,823
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $236,000 on Jun 9, 2023

VA
0
Baths
15.63 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$302K
$202K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,000 · Jun 9, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,023
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,418
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$188,800
THE FIRST BANK AND TRUST COMPANY · recorded Jun 9, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$50 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$123,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.15.63
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Bedford County Public Schools

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in Bedford County

How it measures up in Bedford County

The dot is this home. The mark in the middle is the typical home in Bedford County.

Estimated value$301,823
CheaperTypical $327,344Pricier

Pricier than 44% of homes nearby

Lot size15.63 ac
SmallerTypical 1.25 acBigger

Bigger than 94% of homes nearby

How ranks against every home in each area.
MeasureThis homeBedford County
Estimated valuepricier than$301,82344% of homes
Lot sizebigger than15.63 ac94% of homes

About

How much is , , VA worth?

The TopHap Estimate for , , VA is $301,823 as of Jul 14, 2026. The likely range is $202,019 to $401,627. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , VA last sell?

, , VA last sold on Jun 9, 2023 for $236,000, according to the county's recorded deed.

What schools serve , , VA?

, , VA is assigned to Otter River Elementary School (elementary), rated A; Liberty Middle School (middle), rated B+; Liberty High School (high), rated D-. All sit in Bedford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , VA compare to other homes in Bedford County?

Among the 36,326 homes in Bedford County, it is worth more than 44% of them ($301,823 against a typical $327,344) and its lot is bigger than 94% of them (15.63 ac against a typical 1.25 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , VA?

The 2026 property tax bill for , , VA was $50. The county assessed it at $129,200.