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Single Family ResidentialResidential
$207,497$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

VELARDE, NM 87582
0
Baths
1,630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$207K
$189K low$226K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$852 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,236 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,589
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,647
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,327
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
6
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRIO ARRIBA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Velarde Elementary SchoolB
Elementary · Grades KG–6 · 1.1 mi
H
Espanola Valley High SchoolB
High · Grades 9–12 · 11.2 mi
M
Carlos F. Vigil Middle SchoolC+
Middle · Grades 7–8 · 12.8 mi

District: EspaãƒÂ±Ola Municipal Schools

Neighborhood · ZIP 87582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.195
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,407
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,771
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Velarde 87582
  • Costs less per square foot than 77% of homes in Rio Arriba County
  • Has a smaller lot than 93% of homes in Velarde 87582
  • Among the oldest homes in Rio Arriba County

What homes are worth in Velarde 87582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$666K

This home is worth more than 27% of homes in Velarde 87582.

How it measures up in Velarde 87582

The dot is this home. The mark in the middle is the typical home in Velarde 87582.

Estimated value$207,497
CheaperTypical $270,649Pricier

Pricier than 27% of homes nearby

Price per ft²$127
CheaperTypical $158Pricier

Pricier than 26% of homes nearby

Living area1,630 ft²
SmallerTypical 1,617 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.3 ac
SmallerTypical 1 acBigger

Bigger than 7% of homes nearby

Year built1900
OlderTypical 1990Newer

Newer than 2% of homes nearby

How ranks against every home in each area.
MeasureThis homeVelarde 87582Rio Arriba County
Estimated valuepricier than$207,49727% of homes33% of homes
Price per ft²pricier than$12726% of homes23% of homes
Living areabigger than1,630 ft²51% of homes61% of homes
Lot sizebigger than0.3 ac7% of homes18% of homes
Year builtnewer than19002% of homesalmost no homes

About

How much is , Velarde, NM worth?

The TopHap Estimate for , Velarde, NM is $207,497 as of Aug 30, 2026. The likely range is $189,400 to $225,594. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Velarde, NM last sell?

, Velarde, NM last sold on Jul 9, 2026, according to the county's recorded deed.

How big is , Velarde, NM?

, Velarde, NM has 1,630 square feet of living space and a 0.30-acre lot.

When was , Velarde, NM built?

, Velarde, NM was built in 1900, making it 126 years old.

What schools serve , Velarde, NM?

, Velarde, NM is assigned to Velarde Elementary School (elementary), rated B; Espanola Valley High School (high), rated B; Carlos F. Vigil Middle School (middle), rated C+. All sit in EspaãƒÂ±Ola Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Velarde, NM compare to other homes in Velarde 87582?

Among the 806 homes in Velarde 87582, it is worth more than 27% of them ($207,497 against a typical $270,649), its price per square foot is higher than 26% of them ($127 against a typical $158), it is bigger than 51% of them (1,630 ft² against a typical 1,617 ft²), its lot is bigger than 7% of them (0.3 ac against a typical 1 ac) and it is newer than 2% of them (1900 against a typical 1990). Measured against all of Rio Arriba County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Velarde, NM?

The 2025 property tax bill for , Velarde, NM was $852. The county assessed it at $31,236.

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