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Single Family ResidenceResidential
$1,083,617
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

W11544 SPAULDING RD

BLACK RIVER FALLS, WI 54615
0
Baths
16.32 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$1.1M
$867K low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$909,617
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$727,694
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,000
SECURITY FINANCIAL BANK · 7% 1 · recorded Nov 6, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,000
SECURITY FINANCIAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,127 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$675,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$594,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$675,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$818,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.16.32
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Black River Falls High SchoolD-
High · Grades 9–12 · 1.3 mi
M
Black River Falls Middle SchoolC+
Middle · Grades 6–8 · 1.4 mi
E
Forrest Street Elementary School
Elementary · Grades PK–1 · 1.9 mi

District: Black River Falls School District

Neighborhood · ZIP 54615These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,795
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,512
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,739
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

W11544 Spaulding Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Black River Falls 54615
  • Has a bigger lot than 81% of homes in Black River Falls 54615

What homes are worth in Black River Falls 54615

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$658K

This home is worth more than almost all homes in Black River Falls 54615.

How it measures up in Black River Falls 54615

The dot is this home. The mark in the middle is the typical home in Black River Falls 54615.

Estimated value$1,083,617
CheaperTypical $208,999Pricier

Pricier than almost all homes nearby

Lot size16.32 ac
SmallerTypical 2.8 acBigger

Bigger than 81% of homes nearby

How W11544 Spaulding Rd ranks against every home in each area.
MeasureThis homeBlack River Falls 54615Jackson County
Estimated valuepricier than$1,083,617almost all homesalmost all homes
Lot sizebigger than16.32 ac81% of homes75% of homes

About W11544 Spaulding Rd

How much is W11544 Spaulding Rd, Black River Falls, WI worth?

The TopHap Estimate for W11544 Spaulding Rd, Black River Falls, WI is $1,083,617 as of Jul 14, 2026. The likely range is $866,668 to $1,300,566. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve W11544 Spaulding Rd, Black River Falls, WI?

W11544 Spaulding Rd, Black River Falls, WI is assigned to Black River Falls High School (high), rated D-; Black River Falls Middle School (middle), rated C+; Forrest Street Elementary School (elementary). All sit in Black River Falls School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does W11544 Spaulding Rd, Black River Falls, WI compare to other homes in Black River Falls 54615?

Among the 4,007 homes in Black River Falls 54615, it is worth more than almost all of them ($1,083,617 against a typical $208,999) and its lot is bigger than 81% of them (16.32 ac against a typical 2.8 ac). Measured against all of Jackson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on W11544 Spaulding Rd, Black River Falls, WI?

The 2025 property tax bill for W11544 Spaulding Rd, Black River Falls, WI was $9,127. The county assessed it at $675,700.

Closest homes

More homes in Black River Falls 54615

Assigned schools

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