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Rural ResidenceResidential
$380,491
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

W3045 SPENCER RD

LOYAL, WI 54446
0
Baths
40 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$380K
$321K low$440K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,513 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.83 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyClark
Lot (acres)The size of the land the home sits on, from county records.40.00

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Loyal Middle SchoolC+
Middle · Grades 6–8 · 2.3 mi
E
Loyal Elementary SchoolC+
Elementary · Grades PK–5 · 2.3 mi
H
Loyal High SchoolD-
High · Grades 9–12 · 2.3 mi

District: Loyal School District

Neighborhood · ZIP 54446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,704
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,094
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

W3045 Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Loyal 54446
  • Among the largest lots in Loyal 54446

What homes are worth in Loyal 54446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$510K

This home is worth more than 90% of homes in Loyal 54446.

How it measures up in Loyal 54446

The dot is this home. The mark in the middle is the typical home in Loyal 54446.

Estimated value$380,491
CheaperTypical $195,151Pricier

Pricier than 90% of homes nearby

Lot size40 ac
SmallerTypical 0.63 acBigger

Bigger than almost all homes nearby

How W3045 Spencer Rd ranks against every home in each area.
MeasureThis homeLoyal 54446Clark County
Estimated valuepricier than$380,49190% of homes88% of homes
Lot sizebigger than40 acalmost all homesalmost all homes

About W3045 Spencer Rd

How much is W3045 Spencer Rd, Loyal, WI worth?

The TopHap Estimate for W3045 Spencer Rd, Loyal, WI is $380,491 as of Sep 24, 2026. The likely range is $320,919 to $440,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve W3045 Spencer Rd, Loyal, WI?

W3045 Spencer Rd, Loyal, WI is assigned to Loyal Middle School (middle), rated C+; Loyal Elementary School (elementary), rated C+; Loyal High School (high), rated D-. All sit in Loyal School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does W3045 Spencer Rd, Loyal, WI compare to other homes in Loyal 54446?

Among the 881 homes in Loyal 54446, it is worth more than 90% of them ($380,491 against a typical $195,151) and its lot is bigger than almost all of them (40 ac against a typical 0.63 ac). Measured against all of Clark County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on W3045 Spencer Rd, Loyal, WI?

The 2024 property tax bill for W3045 Spencer Rd, Loyal, WI was $4,513. The county assessed it at $236,100.

More homes on W3045 Spencer Rd

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Assigned schools

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