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Single Family ResidenceResidential
$162,202$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $19,399 on Aug 12, 2021

W3945 MORGAN ST

LORETTO, MI 49852
3
Beds
1
Baths
1,291 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$162K
$144K low$180K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$19,399 · Aug 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$729 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDICKINSON
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Norway High SchoolD+
High · Grades 9–12 · 4.1 mi
E
Norway Elementary SchoolA
Elementary · Grades PK–5 · 4.1 mi
M
Vulcan Middle SchoolA-
Middle · Grades 6–8 · 4.1 mi

District: Norway-Vulcan Area Schools

Neighborhood · ZIP 49852These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.169
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,967
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,837
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

W3945 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Dickinson County
  • Has a smaller lot than 94% of homes in Dickinson County
  • Older than 89% of homes in Dickinson County

What homes are worth in Dickinson County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$302K

This home is worth more than 59% of homes in Dickinson County.

How it measures up in Dickinson County

The dot is this home. The mark in the middle is the typical home in Dickinson County.

Estimated value$162,202
CheaperTypical $172,292Pricier

Pricier than 45% of homes nearby

Price per ft²$126
CheaperTypical $148Pricier

Pricier than 35% of homes nearby

Living area1,291 ft²
SmallerTypical 1,245 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.14 ac
SmallerTypical 0.43 acBigger

Bigger than 6% of homes nearby

Year built1900
OlderTypical 1959Newer

Newer than 11% of homes nearby

How W3945 Morgan St ranks against every home in each area.
MeasureThis homeDickinson County
Estimated valuepricier than$162,20245% of homes
Price per ft²pricier than$12635% of homes
Living areabigger than1,291 ft²54% of homes
Lot sizebigger than0.14 ac6% of homes
Year builtnewer than190011% of homes

About W3945 Morgan St

How much is W3945 Morgan St, Loretto, MI worth?

The TopHap Estimate for W3945 Morgan St, Loretto, MI is $162,202 as of Sep 24, 2026. The likely range is $143,908 to $180,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did W3945 Morgan St, Loretto, MI last sell?

W3945 Morgan St, Loretto, MI last sold on Aug 12, 2021 for $19,399, according to the county's recorded deed.

How big is W3945 Morgan St, Loretto, MI?

W3945 Morgan St, Loretto, MI has 3 bedrooms, 1 bathrooms, 1,291 square feet of living space and a 0.14-acre lot.

When was W3945 Morgan St, Loretto, MI built?

W3945 Morgan St, Loretto, MI was built in 1900, making it 126 years old.

What schools serve W3945 Morgan St, Loretto, MI?

W3945 Morgan St, Loretto, MI is assigned to Norway High School (high), rated D+; Norway Elementary School (elementary), rated A; Vulcan Middle School (middle), rated A-. All sit in Norway-Vulcan Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does W3945 Morgan St, Loretto, MI compare to other homes in Dickinson County?

Among the 13,871 homes in Dickinson County, it is worth more than 45% of them ($162,202 against a typical $172,292), its price per square foot is higher than 35% of them ($126 against a typical $148), it is bigger than 54% of them (1,291 ft² against a typical 1,245 ft²), its lot is bigger than 6% of them (0.14 ac against a typical 0.43 ac) and it is newer than 11% of them (1900 against a typical 1959). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on W3945 Morgan St, Loretto, MI?

The 2025 property tax bill for W3945 Morgan St, Loretto, MI was $729. The county assessed it at $59,100.

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