Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$197,075
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

WADDY, KY 40076
0
Baths
4.25 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$197K
$148K low$246K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,079 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,000 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.4.25

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary SchoolA-
Elementary · Grades KG–5 · 3.1 mi
H
Shelby County High SchoolD
High · Grades 9–12 · 9.7 mi
M
Shelby East Middle SchoolC-
Middle · Grades 6–8 · 9.9 mi

District: Shelby County School District

Neighborhood · ZIP 40076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,997
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,023
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Shelby County

What homes are worth in Waddy 40076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$902K

This home is worth more than 37% of homes in Waddy 40076.

How it measures up in Waddy 40076

The dot is this home. The mark in the middle is the typical home in Waddy 40076.

Estimated value$197,075
CheaperTypical $249,548Pricier

Pricier than 37% of homes nearby

Lot size4.25 ac
SmallerTypical 5.18 acBigger

Bigger than 37% of homes nearby

How ranks against every home in each area.
MeasureThis homeWaddy 40076Shelby County
Estimated valuepricier than$197,07537% of homes22% of homes
Lot sizebigger than4.25 ac37% of homes61% of homes

About

How much is , Waddy, KY worth?

The TopHap Estimate for , Waddy, KY is $197,075 as of Sep 24, 2026. The likely range is $148,362 to $245,788. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve , Waddy, KY?

, Waddy, KY is assigned to Heritage Elementary School (elementary), rated A-; Shelby County High School (high), rated D; Shelby East Middle School (middle), rated C-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Waddy, KY compare to other homes in Waddy 40076?

Among the 1,121 homes in Waddy 40076, it is worth more than 37% of them ($197,075 against a typical $249,548) and its lot is bigger than 37% of them (4.25 ac against a typical 5.18 ac). Measured against all of Shelby County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Waddy, KY?

The 2024 property tax bill for , Waddy, KY was $2,079. The county assessed it at $179,000.

Closest homes

More homes in Waddy 40076

Assigned schools

Explore the area

See this home in context

Open on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map