Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$85,057
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $13,500 on Oct 31, 2019

WATER ST

GARDEN, MI 49835
0
Baths
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$85K
$67K low$104K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$13,500 · Oct 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$486 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDELTA
Lot (acres)The size of the land the home sits on, from county records.0.58
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Big Bay de Noc SchoolC+
Elementary · Grades PK–12 · 6.6 mi

District: Big Bay de Noc School District

Neighborhood · ZIP 49835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.243
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,660
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Delta County
  • Has a smaller lot than 83% of homes in Garden 49835

What homes are worth in Garden 49835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$769K

This home is worth more than 16% of homes in Garden 49835.

How it measures up in Garden 49835

The dot is this home. The mark in the middle is the typical home in Garden 49835.

Estimated value$85,057
CheaperTypical $164,808Pricier

Pricier than 16% of homes nearby

Lot size0.58 ac
SmallerTypical 3 acBigger

Bigger than 17% of homes nearby

How Water St ranks against every home in each area.
MeasureThis homeGarden 49835Delta County
Estimated valuepricier than$85,05716% of homes3% of homes
Lot sizebigger than0.58 ac17% of homes44% of homes

About Water St

How much is Water St, Garden, MI worth?

The TopHap Estimate for Water St, Garden, MI is $85,057 as of Aug 30, 2026. The likely range is $66,501 to $103,613. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Water St, Garden, MI last sell?

Water St, Garden, MI last sold on Oct 31, 2019 for $13,500, according to the county's recorded deed.

What schools serve Water St, Garden, MI?

Water St, Garden, MI is assigned to Big Bay de Noc School (elementary), rated C+. All sit in Big Bay de Noc School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Water St, Garden, MI compare to other homes in Garden 49835?

Among the 814 homes in Garden 49835, it is worth more than 16% of them ($85,057 against a typical $164,808) and its lot is bigger than 17% of them (0.58 ac against a typical 3 ac). Measured against all of Delta County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Water St, Garden, MI?

The 2025 property tax bill for Water St, Garden, MI was $486. The county assessed it at $16,200.

More homes on Water St

Closest homes

More homes in Garden 49835

Assigned schools

Explore the area

See this home in context

Open Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map