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ZIP 21524

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Maryland
$239K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
4
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$169K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2017201820192021202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2017201820192021202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2017201820192021202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2017201820192021202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2017201820192021202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2017201820192021202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2017201820192021202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2017201820192021202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2017201820192021202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2017201820192021202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201620172025

Housing Stock

HomesHow many homes we have records for in this area.190
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$169K
Median sizeThe middle home size here, measured in square feet.1,288 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1960
Single familyThe share of homes here that are single-family houses.91%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.66%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.71%
Company ownedThe share of homes owned by a company or trust instead of a person.2.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.34%
Typical ownership tenureHow long the typical owner here has held their home.22.0 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 21524 compares

By median home value, ZIP 21524 is the 5th most expensive of 12 ZIP codes in Allegany County, and its typical home is worth more than 61% of all homes in Allegany County.

Home values in ZIP 21524

Share of homes at each estimated value.

Median
$58K$349K
ZIP codes in Allegany County ranked by median home value
#Allegany CountyMedian valueHomes
1Little Orleans 21766$229K391
2Flintstone 21530$218K807
3Oldtown 21555$181K971
4Ellerslie 21529$173K300
521524$169K190
6Rawlings 21557$159K805
7Frostburg 21532$157K5,117
8Cumberland 21502$148K15,315
9Barton 21521$115K581
10Lonaconing 21539$109K1,088
11Mount Savage 21545$106K858
12Westernport 21562$97K1,272

About the ZIP 21524 market

What is the median home price in ZIP 21524, MD?

The median sale price in ZIP 21524, MD is $239,000 (data through July 2026), based on deeds recorded with the county.

How many homes sell in ZIP 21524, MD each year?

4 homes sold in ZIP 21524, MD over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 21524, MD?

ZIP 21524, MD contains 190 residential properties, with a median of 1,288 square feet, built around 1960. The median TopHap Estimate is $169K.

How does ZIP 21524, MD compare to the rest of Allegany County?

By median home value, ZIP 21524, MD is the 5th most expensive of 12 ZIP codes in Allegany County. Its typical home is worth more than 61% of all homes in Allegany County. Ellerslie 21529 ranks just above it and Rawlings 21557 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 21524, MD?

71% of homes in ZIP 21524, MD are owner-occupied. 3% are held by a company rather than an individual.

How much equity do owners in ZIP 21524, MD hold?

66% of mortgaged homes in ZIP 21524, MD are equity-rich, meaning the loan balance is under half the home's value. 1.5% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Maryland property records.

Explore ZIP 21524 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 21524 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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